Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.6
23 reviews
5 stars
14
4 stars0
3 stars
1
2 stars
1
1 star
7
- JBJohn BryantNov 28, 20255.0Fast friendly transparent service!
- LSLakisha SimmonsSep 30, 20255.0The staff is wonderful and helpful
- GRGail RichardsonJul 30, 20255.0They have worked not only to lend me more funds when I needed them, but moreover to get me monthly payments I could afford. In fact, most recently, they actually managed to LOWER my monthly payment by $5. I really appreciate that!
- WHWilliam HodgesJul 30, 20255.0Great customer service. Never had any issues with them. As far as making payments and questions about payment. They're have always been helpful.
- FGFitness GoalsSep 17, 20201.0Don't accept a loan from these crooks. You are set up to fail with them. Try Opploans or NetCredit. Both are on line loan applications, so you must have a checking account in good standing. These are Republicans that are taking money from the poor and using it to keep the poor in poverty. If you are unable to make a payment they will not give you more time. They will issue a judgment asap. They will drag you to court over that missed payment, however you will have to pay everything or have wages garnished. Don't accept this money. Tear up that worthless check. If you can afford to make these payments then you can afford to put aside money monthly and in no time you will have the same amount of that check in your account.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification gives you an estimate of loan terms based on your credit and information provided, while final approval and terms depend on a complete loan application.
How quickly can I receive funds after getting a loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; if you close your loan at a physical location, you receive the funds the same day via paper check.
What are Republic Finance's operating hours?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
What is refinancing a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that can have a new interest rate, revised terms, or repayment timeline, incorporating your remaining balance and any agreed fees.
Where is the Republic Finance Stone Mountain location?
The Stone Mountain branch is located at 5295 Stone Mountain Highway, Suite C, Stone Mountain, GA 30087.
What nearby amenities can I visit when I go to Republic Finance in Stone Mountain?
Near Republic Finance, you can visit Max Muscle Sports Nutrition for health supplements, Nagano Japanese Steakhouse for dining, and LA Fitness for workouts.
How can nearby places like Kroger and Total Wireless complement a visit to Republic Finance?
After visiting Republic Finance, you can shop for groceries at Kroger or get mobile services at Total Wireless, both conveniently located nearby.
Are there health and wellness options near Republic Finance in Stone Mountain?
Yes, nearby are health providers like Dr. Marina L. Harris, DC The Good Doctor and Thomas Eye Group for chiropractic and eye care services respectively.
How long has Republic Finance been serving customers?
Republic Finance has been helping customers meet their financial needs since 1952, with over 70 years of experience.