Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification gives an estimate of loan terms you may qualify for based on your credit and information provided, while final approval requires a full loan application.

Yes, loan checks sent in the mail are real and represent a pre-approved loan offer from Republic Finance.

The interest rate is the cost percentage charged to borrow money excluding fees; the APR includes interest rate plus fees like origination and closing fees, typically resulting in a higher percentage.

Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, or repayment timeline, including your remaining balance and any agreed fees or insurance products.

If you qualify for electronic funding, funds are deposited within 1-2 business days; if applying in person at a Republic Finance office, you receive funds the same day via paper check.

The largest loan amount you can pre-qualify for online at Republic Finance is $10,000, though actual approval depends on factors like residence and income.

Missing a payment may incur a late charge; for specifics, contact your local branch or review your loan documents.

Republic Finance in Statesboro is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and certain holidays such as Thanksgiving and Christmas.

Nearby you can visit Yo Bliss frozen yoghurt shop, All the Fixin’s cafe and ice cream shop, or stop by Bliss Berry ice cream shop to enjoy treats before or after your loan appointment.

Yes, there are several dining options nearby including Quiznos sandwich shop and Jersey Mike's Subs for quick and tasty meals.

Nearby services include Cricket Wireless Authorized Retailer for mobile needs, Hire Dynamics employment agency, and David Knox Farmers Insurance Agency.