Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.3
14 reviews
5 stars
7
4 stars
1
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2 stars
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1 star
5
- JJJoshua JacksonDec 20, 20252.0Got behind on my payment and they are threatening to sue writing a letter and im not that behind every other company I have dealt with has given grace and understood this company can get pretty nasty, One payment smh.
- TWTim WatersDec 9, 20201.0My mom has been doing businesses with this company over 6 months or more making her payments of over300 a month ..she is 83 years old and her dish washer went out and she can not stand at sink to wash them..we ask for a loan to buy one to help her out and they refused to loan the money out to help her..we have always made the payments on the loan and only ask for a little amount to help her..I think if u are in good standing with a company that they should have helped her out in a time of need..We will pay the payments on the loan but will not do anymore business with this company anymore
- KRKayLee Scribner (RoxxiKKS)Jun 1, 20205.0We have had a few loans with them for over 2 years and they have always been great to work with! Brandi and Andy are amazing and we love them
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification gives an estimate of loan terms you may qualify for based on your credit and information provided, while final approval requires a full loan application.
Are the loan checks sent by Republic Finance real?
Yes, loan checks sent in the mail are real and represent a pre-approved loan offer from Republic Finance.
How does Republic Finance define the difference between interest rate and APR?
The interest rate is the cost percentage charged to borrow money excluding fees; the APR includes interest rate plus fees like origination and closing fees, typically resulting in a higher percentage.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, or repayment timeline, including your remaining balance and any agreed fees or insurance products.
How quickly can I get my loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; if applying in person at a Republic Finance office, you receive funds the same day via paper check.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
The largest loan amount you can pre-qualify for online at Republic Finance is $10,000, though actual approval depends on factors like residence and income.
What happens if I miss a payment on my Republic Finance loan?
Missing a payment may incur a late charge; for specifics, contact your local branch or review your loan documents.
What are Republic Finance's operating hours in Statesboro, GA?
Republic Finance in Statesboro is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and certain holidays such as Thanksgiving and Christmas.
What nearby places can I visit around Republic Finance at 721 S. Main Street, Statesboro?
Nearby you can visit Yo Bliss frozen yoghurt shop, All the Fixin’s cafe and ice cream shop, or stop by Bliss Berry ice cream shop to enjoy treats before or after your loan appointment.
Are there convenient dining options near Republic Finance in Statesboro?
Yes, there are several dining options nearby including Quiznos sandwich shop and Jersey Mike's Subs for quick and tasty meals.
What nearby services can I access around Republic Finance in Statesboro?
Nearby services include Cricket Wireless Authorized Retailer for mobile needs, Hire Dynamics employment agency, and David Knox Farmers Insurance Agency.