Business Details
About
BankATMBusiness Banking ServiceFinancial PlanningLoan Agency
When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
17 reviews
5 stars
17
4 stars0
3 stars0
2 stars0
1 star0
- BHBrad HeberlingJun 3, 20255.0Fantastic experience. Went into the bank as a new customer and got immediate attention and service. Employees were all helpful and nice.
- JJJosephineAug 23, 20245.0Cashed a check at the window, the teller was smiling, friendly and the transaction could not have gone better. My puppy was delighted to receive a biscuit
- PHPeter HoganMar 22, 20245.0Great drive through customer service!
- GFGail FlexerJan 4, 20235.0In 45 years of business, we have worked with about every bank you can name. Our TOP choice is UCBI. They have helped us, our real estate clients and custom build clients have outstanding banking experiences. Everyone at the St Simons Branch is a joy. We are grateful.
- BJBreanna JacksonJul 9, 20205.0I went 10 minutes before closing because I needed my change cashed. The lady by the name of Deja didn't mind counting and did it with a great attitude. Haven't seen a banker this nice in a while! She deserves this acknowledgement of her kindness, definitely a raise too! July 9th, 2020 4:20pm
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community on weekdays?
United Community is open Monday through Thursday from 9:00 AM to 4:30 PM, and on Friday from 9:00 AM to 5:00 PM. The bank is closed on Saturdays and Sundays.
Does United Community offer a drive-through service and what are its hours?
Yes, United Community has a drive-through available Monday through Thursday from 9:00 AM to 4:30 PM, and on Friday from 9:00 AM to 5:00 PM. It is closed on weekends.
Is United Community open on major holidays?
United Community is closed on November 11 and 27, 2025, and December 25, 2025. On December 24, 2025, it operates from 8:00 AM to 12:00 PM.
What payment options does United Community accept?
United Community accepts payments via cash, check, financing, Mastercard, Visa, and Zelle.
Is United Community accessible for customers with disabilities?
Yes, United Community has a wheelchair accessible entrance and parking to accommodate customers with disabilities.
Can I open an account or apply for a loan online or through an app?
Yes, you can manage your personal or business accounts, open new accounts, or apply for loans online or via United Community's mobile app available on both Android and iOS platforms.
Where is United Community located on St. Simons Island?
United Community is located at 2461 Demere Rd, St. Simons Island, GA 31522, USA.
What nearby dining options can I visit before or after banking at United Community?
Near United Community, you can enjoy a meal or drinks at Live Oak Tavern, Saint Simons Seafood restaurant, McDonald's, Char-Griller bar & grill, Locos of St Simons, or Waffle House.
Are there any nearby attractions or parks to visit around United Community?
Yes, Gould's Inlet East Beach is a nearby park and beach that you might want to visit before or after your banking appointment at United Community.
What other services or stores are close to United Community on Demere Rd?
Nearby, you can find service providers like Uberzoot Hair Co, Tamary's boutique, April Earehart Therapeutic Skin Care, Ruby Nail Salon, and financial advisers such as Jacobs, Coolidge & Company and Bennett Financial Partners.