Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for various needs including bill consolidation, home improvements, vacations, car purchases, and other unexpected expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while applying is a full application that determines final approval and terms.

Loan checks from Republic Finance are real pre-approved loan offers sent via mail that you can use to access loan funds.

The interest rate is the percentage charged only on the borrowed amount, while APR includes interest plus any fees, typically making APR higher than the interest rate.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment timelines, including your remaining balance and any agreed fees or insurance.

Funds are deposited within 1-2 business days if you qualify for electronic funding; if closing at a physical location, you receive a paper check the same day.

The largest online pre-qualification loan amount available is $10,000, although approvals may vary based on state and income.

Late payments may incur additional charges; contact your local branch or refer to your loan documents for specific details on fees.

After visiting Republic Finance, customers can enjoy meals at nearby WNB Factory, known for American cuisine, or Little Caesars Pizza for quick fast food options, making errands more convenient.

Yes, nearby services include the USAA ATM for convenient cash access and LA Fitness for workout options, useful for customers managing finances and lifestyle in the area.

Shoppers can visit nearby stores such as Shoe Land for footwear, Ace Hardware South Fulton for home hardware, and Marshalls for clothing and department store items.