Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.8
15 reviews
5 stars
13
4 stars
1
3 stars
1
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1 star0
- MBMark BrownSep 1, 20255.0A Great financial company
- WGWayne GainesApr 14, 20255.0This place is simply the best. You could not ask for friendlier people than Ashtin and Olivia. Their knowledge, professionalism, and honesty of the finacial products they offer is humbling. This group is simply the best at what they do. I am a repeat customer of this particular branch and they always make you feel like family not just a client. I would highly recommend them to any friend or family member.
- MGMichele GreemwellAug 26, 20245.0They were professional, personable, knowledgeable and made you feel comfortable during the loan process.
- MCMaurice CarterJul 8, 20185.0One of the best loan companies you can ever go to the staff is very friendly and willing to go the extra mile to make sure that they're able to help you in your time of need regarding your financial situation. So go check out David and his staff over on Eisenhower dr
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance in Savannah, GA offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases and repairs, as well as emergency loans and refinancing options.
How long does it take to receive loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close a loan at the physical office on Eisenhower Drive, you receive a paper check the same day.
What types of loans can I pre-qualify for online through Republic Finance?
You can pre-qualify online for loans up to $10,000 including personal loans, vacation loans, holiday loans, and auto refinance loans.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have different interest rates and repayment terms, including remaining balance and any fees.
What are the business hours of Republic Finance in Savannah, GA?
The office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.
How can nearby businesses like H&R Block help me when visiting Republic Finance?
H&R Block provides tax and financial services nearby, which can complement your loan process by helping you manage your finances and tax filings effectively.
Are there wellness or beauty services near Republic Finance I can visit?
Yes, nearby wellness and beauty options include Natural Healing Massage, Thrive Skin Studio, NOVO Salon Suites, and Elevate Salon, ideal for relaxing before or after your visit to Republic Finance.
What recreational venues are close to Republic Finance for a fun outing?
Planet Fitness gyms and Savannah Indoor Golf Club are nearby, offering fitness and leisure activities to enjoy before or after handling your financial needs.
What is the difference between interest rate and APR at Republic Finance?
The interest rate is the cost charged for borrowing money alone, while the APR includes interest plus all fees and charges, usually resulting in a higher percentage rate.
What should I do if I miss a loan payment at Republic Finance?
If you miss a payment, you may be charged a late fee. Contact your local branch or check your loan documents for details on late charges and payment options.