Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance provides personal loans for expenses such as bill consolidation, home improvements, vacations, car purchases, and emergencies.

Pre-qualification provides an estimate of loan terms based on your credit and information provided, while final approval requires a full loan application.

Yes, the loan check is a real pre-approved loan offer from Republic Finance.

Interest rate is the cost percentage charged for borrowing money, excluding fees. APR includes interest plus fees like origination, closing, and finance charges, usually making it higher.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline, including remaining balances and fees.

If you qualify for electronic funding, funds deposit within 1-2 business days. At the physical office, funds are provided the same day via paper check.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on Saturdays and Sundays.

The largest loan amount available for online pre-qualification is $10,000, varying by state and income.

Missing a payment may result in a late charge. Contact your local Republic Finance branch or review your loan documents for specific late charge details.

Near Republic Finance, you can visit Jandy's Frozen Yogurt for a sweet treat, enjoy sushi at Blue Fin Restaurant, or relax with an oil change at Valvoline Instant Oil Change.

After your visit to Republic Finance, you can dine at nearby restaurants such as O'Charley's for American cuisine or Buffalo Wild Wings for casual dining and sports bar atmosphere.

Yes, the OYO Hotel Rome GA Historic District and OYO USA provide nearby hotel accommodations convenient for visitors to Republic Finance.