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At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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10 reviews
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- JDJennifer DavenportSep 9, 20221.0Call to pay off loan in March sent in full payment for the balance I was told I had. Then sudden 6 months later after not hearing anything from them I get a call asking me if I deposited and check which I hadn’t. Then a couple days later call and tell me I have a balance and interest to pay. Not sure how I have a balance when in March I sent in exactly what I was told my balance was and if there was a balance left in March why not contact me about no payment for 6 months and it was labeled as paid on my credit report as well. I will never do business with them again nor refer anyone to them.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance in Rockmart, GA offer?
Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans and general personal loans.
How long does it take to get loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited in your bank within 1-2 business days. If you close your loan at the Republic Finance Rockmart office, you receive your funds the same day by paper check.
What time is Republic Finance open during weekdays in Rockmart, GA?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and holidays such as November 27 and December 25, 2025.
What should I know about the interest rate versus the APR on a Republic Finance loan?
The interest rate is the cost percentage you pay for borrowing money, excluding fees. The APR includes the interest rate plus any additional fees and finance charges, usually making it higher than the interest rate alone.
How can I pre-qualify for a loan with Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide. Final approval requires completing a full loan application.
What happens if I miss a loan payment at Republic Finance?
If you miss a payment, you may be charged a late fee. Details about late charges can be found by contacting your local branch or reviewing your loan documents.
Where is Republic Finance located in Rockmart, GA?
Republic Finance is located at 1332 Chattahoochee Dr., Rockmart, GA 30153.
What nearby places can I visit around Republic Finance in Rockmart?
Nearby places include Shear Illusions Salon for beauty services, Southern Defensive Driving School for driving lessons, and H&R Block for tax and financial services.
Are there dining options near Republic Finance in Rockmart?
Yes, some nearby dining options are Captain D's (seafood), Las Palmas Mexican Restaurant, El Nopal Mexican Restaurant, Martin's Restaurant, Dunkin' for coffee and donuts, Arby's, Popeyes Louisiana Kitchen, Johnny's New York Style Pizza, and Chick-fil-A.
What local financial services and resources are near Republic Finance?
Nearby financial services include Coosa Valley Credit Union, Century Bank of Georgia, Family Savings Credit Union, and a CoinFlip Bitcoin ATM for currency exchange.