At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, and emergency loans.
How long does it take to receive loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan in person, you receive a paper check the same day.
What is the difference between pre-qualifying and applying for a loan?
Pre-qualification provides an estimate of loan terms based on your credit and information. Final approval depends on completing a full loan application.
How much can I borrow from Republic Finance?
Loan approval size varies by factors like state and income, but the maximum pre-qualification online loan amount is $10,000.
What happens if I miss a payment at Republic Finance?
Late payments may incur a late charge. Contact your local branch or review loan documents for specific late charge details.
What are Republic Finance’s office hours in Pooler, GA?
The office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and major holidays like Christmas and Thanksgiving.
Where is Republic Finance located in Pooler, GA?
Republic Finance is located at 123 Canal Street, STE 202, Pooler, GA 31322.
Are there any nearby places to visit when I come to Republic Finance in Pooler?
Yes, nearby you can visit Lotus Day Spa or Inki Day Spa and Nails for relaxation, and Little Caesars if you want to grab a quick meal.
How can nearby medical services assist customers visiting Republic Finance?
Customers can find health services nearby such as CORA Physical Therapy, Bridge Hospice, and Parkway Family Medicine if needed before or after their visit.
Are there employment or real estate services near Republic Finance in Pooler?
Yes, nearby places include SelecSource Staffing Services and Staffmark for employment, and Alicia Patel Realtor and Rawls Realty for real estate services.