When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
I have banked with ucb for 20 years with my personal account, recently I have started my own company and we thought we could count on ucb for our banking needs with the company account as well. We talked with Jeff Barkley about some things. Never hear back from him, followed up a week later and we were informed he was "on vacation" and would return our call when he returned. We never got a call back or assistance with our needs. Looks like this community bank is not longer interested in its community.
EO
Earnie Olin
Sep 17, 2025
5.0
Amy was very helpful.
SP
Sandra Presley
Aug 21, 2025
1.0
Vallie joe was excellent at explaining everything. Wonderful. Customer service felt valued.
RI
Robert Whiten II
Jun 12, 2025
5.0
BRAD WAS TOPS IN SERVICE
WK
Wayne Keel
Jul 17, 2020
5.0
We bank at the Oakwood branch and the people have always been exceptionally accommodating and pleasant with whom to work. We previously used a credit union but found this bank to be just what we need for local service.
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular operating hours for United Community bank?
United Community is open Monday to Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 5:00 PM, Saturday from 9:00 AM to 12:00 PM, and closed on Sundays.
Does United Community offer drive-through banking services?
Yes, the drive-through is available Monday to Thursday from 8:30 AM to 4:00 PM, Friday until 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. It is closed on Sundays.
Where is United Community bank located?
United Community's branch is located at 3785 Mundy Mill Rd, Oakwood, GA 30566, USA.
Which payment options are accepted at United Community?
United Community accepts cash, checks, financing, Mastercard, Visa, and Zelle as payment options.
Does United Community require appointments for banking services?
No, United Community does not require appointments for services, but they do offer scheduling via their online reservation system.
Is the United Community branch wheelchair accessible?
Yes, the United Community branch has wheelchair accessible entrance and parking.
Are there any nearby seafood restaurants near United Community for a meal after banking?
Yes, you can visit New Lucky Crab House, a seafood restaurant offering American and Southern cuisine, or Captain D's, known for seafood and fast food options, both near United Community.
What are some nearby quick dining options near United Community?
Near United Community, fast food options include Wendy's, Zaxby's for chicken dishes, KFC, and Steak 'n Shake for burgers and shakes.
Are there places near United Community where I can get mobile phone services?
Yes, nearby mobile phone stores include RadioShack, T-Mobile, and the Sprint Store, all conveniently close to United Community.
How can I find more information or connect with United Community online?
You can visit their website at https://www.ucbi.com/locations/oakwood-mundy-mill-rd, or follow them on Facebook, LinkedIn, TikTok, Instagram, Twitter, and YouTube via their respective pages.