Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.3
14 reviews
5 stars
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5
- CFChristopher FitzpatrickAug 22, 20255.0I would like to shout out the crew at this location for being professional and very friendly. Other institutions should take note of this. Thanks guys!
- SGShaun GJun 3, 20255.0They're all super friendly. And courteous and nice and seem to go the extra mile with you Great job guys and gals!
- ANAdriene NorthNov 23, 20221.0I currently have a loan with Republic and ask if I could refinance the loan. I have never been late or paid a late fee on this account so I thought no problem but when I called in to ask them about it. I was told that since the economy was so bad they could no longer help me out with a loan of any kind. I was also told they lowered my line of credit from 5k to 2k need less to say I was totally shock. I feel I was totally let down when I need a loan. I would have thought they would love to have a customer like me and help me out when I needed a loan. Again I guess I was wrong. VERY DISAPPOINTED!!!!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and general personal loans.
How long does it take to receive loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited in your bank account within 1-2 business days. Loans closed in person at a Republic Finance office provide same-day funds in the form of a paper check.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval and loan terms depend on completing a full loan application.
What happens if I miss a payment on my Republic Finance loan?
Late payments may incur a late charge. You can call your local branch or review your loan documents for details about late charges, including the amount.
What are Republic Finance's business hours in Newnan, GA?
Republic Finance in Newnan, GA, is open Monday through Friday from 8:30 AM to 5:30 PM. The office is closed on Saturdays, Sundays, and certain holidays such as Thanksgiving and Christmas.
Where is Republic Finance located in Newnan, GA?
The Newnan Republic Finance branch is located at 1485 Hwy 34 East, Suite 10A, Newnan, GA 30265.
How can I reach Republic Finance in Newnan by phone?
You can reach Republic Finance in Newnan, GA, by calling +1 770-251-7222.
Are there any nearby places to visit when I come to Republic Finance in Newnan?
Yes, near Republic Finance you can visit Café 1485 or Healthy Vibe Nutrition for a meal or smoothie. You could also stop by Morgan Jewelers if you're interested in shopping, or relax at Waterscape Nails & Spa Salon.
Is there convenient transportation or car rental services near Republic Finance in Newnan?
Yes, Avis Rent A Car and Avis Car Rental are located nearby, providing convenient car rental options for visitors to Republic Finance or those new to the area.
What wellness or healthcare services are close to Republic Finance in Newnan?
Near Republic Finance, you can find healthcare options like Hanger Clinic: Prosthetics & Orthotics, Acupuncture First Newnan, and the Kidney Clinic for various specialized medical and wellness needs.