Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information. Final approval requires a full loan application.

Yes, loan checks from Republic Finance are real pre-approved loan offers.

The interest rate is the cost for borrowing money excluding fees. The APR includes the interest rate plus any fees like origination or documentation fees, expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment timelines and includes remaining balance plus fees.

If you qualify for electronic funding, funds are deposited in 1-2 business days; loans closed at a physical location get funds the same day via a paper check.

The Milledgeville Republic Finance office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and major holidays.

Missing a payment may result in late charges. Contact your local branch or review your loan documents for specific details about late fees.

The UPS Store nearby offers printing, shipping, and courier services which can help with documents when applying for loans, while Shred Nations provides secure document shredding for privacy.

Nearby you can find Five Star Toyota for automotive sales and repairs, ATC Lock & Key for locksmith services, and Milledgeville Chrysler Dodge Jeep RAM for parts and automotive needs, convenient for customers dealing with car loans.

Yes, nearby dining options include Shane's Rib Shack, Jersey Mike's Subs, and BiBa's Italian and pizza restaurant, ideal for grabbing a meal before or after your visit.