At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Republic has shown me that they are there when I need them
TG
Tatianna Gromowa
Nov 14, 2025
2.0
Filled out application for pre-qualification. Of course I was denied even though I make more than enough money each month and have very few bills. They offer me another option to apply thru Money Lion. All Money Lion does is ferret your personal information to a bunch of other companies who run your credit and cause your score to drop drastically. I do not recommend local companies who have Money Lion in their network.
JR
JRich Richardson
Sep 30, 2025
1.0
This company is relentless when they want you to take out another loan — nonstop calls, texts, emails. But when you need help? Suddenly, you're an inconvenience. I called hours earlier for support, and they waited until right before closing to finally get back to me — then had the audacity to say they had "another customer waiting," like I’m not one. That’s straight-up disrespect.
Let’s be real: without borrowers, your business doesn’t exist. You feed your families off our debt — so don’t get it twisted. The moment someone asks real questions or raises legit concerns, they brush you off like trash. It’s fake professionalism and shady tactics all day.
This company doesn't value people — just profit. If you’re thinking about doing business with them, don’t. The disrespect is loud, and the deception is worse. Stay far away. Keep that same energy when you decide to push another loan. Remember people don't forget fake customer service. Vulture mentality is real with this company. Run don't walk!
MM
M
Jul 10, 2025
1.0
Read this and be aware of who you are potentially working with. All of what I am stating is truthful and backed by evidence.
They are not BBB accredited. Look at the public complaints and decide for yourself.
Do NOT make payments to them over phone UNLESS they use the automated collection system. Twice I have called this office to set up a payment where the representative didn't use the automated system and collected it verbally. GUESS WHAT? This office never processed my payments and caused my loan to become so overdue so they sent me to collections, sued me, and tried garnishment.
They lie and say I don't answer calls or call back. My phone logs from my carrier say otherwise.
They sued me for their lack of proper documentation and incorrect notes. Look at how many magistrate court filings there are for Republic Finance, Republic Finance,LLC, Finance, Republic, LLC. It's so scary. There are SO many.
Stay FAR away from this company!!!!!!!!!!
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualification for a loan differ from applying for a loan?
Pre-qualification gives an estimate of loan terms you may qualify for based on your credit and information provided, while final approval and loan terms depend on completing a full loan application.
What is the difference between the interest rate and the APR for a loan?
The interest rate is the cost charged to borrow money excluding fees, while the APR includes the interest rate plus any additional fees expressed as a percentage, usually making it higher than the interest rate.
How long does it take to receive funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed in person receive funds the same day via a paper check.
What are Republic Finance's business hours in Marietta, GA?
The Marietta branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Where is Republic Finance located in Marietta, GA?
Republic Finance is located at 793 Whitlock Ave NW, Marietta, GA 30064, USA.
How can I contact Republic Finance in Marietta, GA?
You can reach Republic Finance by phone at +1 678-354-0672.
What nearby services can I visit when going to Republic Finance at Whitlock Ave NW?
Near Republic Finance you can visit Salon Macclesh and Ashley Denise Studio for beauty services, Peache Nails and Spa for nail care, and Spray Del Sol or Hair & Makeup Artistry by Brandy Wyrick for spa and makeup services.
Are there any dining options near Republic Finance in Marietta?
Yes, nearby dining options include Marietta Fruit Co., Gabriel's Desserts, Dunkin', Baskin-Robbins, Marco's Pizza, barbacoa mexicana, MamiTaco, and Loco Willy's.
What fitness and wellness facilities are located close to Republic Finance?
Nearby fitness and wellness options include City Fit, WE r GroupEx, HOTWORX - Marietta, GA - Marietta Square, and Workout Anytime Marietta gyms and yoga studios.