Welcome to First Horizon Bank - located in Marietta. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
If I could leave 1 star review, I would have done it. Venus and Justin , they both team up on me in an interrogating because of the address that was in my drivers license was not current . All they did was discriminate me and talk to me like was a criminal. How can you possibly dare you to talk about my immigration status? They both team up talking ish to me .I hope y’all boss can see this review.
MM
Marie Marth
Mar 5, 2024
1.0
Worst bank to be banking with. All they going to do as soon as you step into the room is discriminating and interrogating you. They gonna ask you questions that are not even their concerns. My daughter called me crying due to unfair treatment.
VP
Vicky Padgett
Aug 31, 2023
4.0
The staff is friendly, as they should be. 🥳 They are always helpful when you need service outside of the normal, every day banking.
AW
Alfonzo Walker
Aug 29, 2023
1.0
Do Not go to this branch if you are an interracial couple!!! The staff was very helpful and professional...the branch manager on the other hand needs to be demoted, seriously. This man tried to keep my payroll check when i went to open a new account!! My payroll check has SIX SECURITY features on it!!!! How is it that a simple cashier knows what security features to look for on a check to see if it's legit or not....but a bank branch manager has no clue at all about security features that are put on checks to verify if they are legit?????? My first and very last experience with the very unprofessional bank and branch!! Your branch manager needs some serious retraining and customer service classes as you lost a potential customer the very first encounter that was trying to open another checking account and transfer $20,000 over to your bank. I just wonder, how many other potential customers and business accounts did your branch lose because of the extra things your branch manager does to go Out Of The Way to make sure not to help a customer!!!! And he didnt even read the back on the check and look for this info!!!!!!
Frequently Asked Questions About First Horizon Bank - Marietta, GA - Canton Rd NE
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank on Canton Road NE?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
What documents do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal ID such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit a banking center to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans tailored to diverse financial needs.
How can First Horizon Bank help first-time homebuyers?
They provide programs such as FHA loans and options with lower down payments, with mortgage specialists available to guide you.
What types of small business loans are available at First Horizon Bank?
Options include term loans, lines of credit, and real estate loans. A banker can help you find the right fit based on your needs.
Is there free parking available at First Horizon Bank on Canton Road NE?
Yes, free parking is available onsite including a parking garage, parking lot, and street parking.
How can nearby medical centers benefit customers visiting First Horizon Bank on Canton Road NE?
Customers visiting the bank can also access nearby services like FYZICAL Therapy and Balance Centers or Kennestone Dental Designs for health needs before or after banking appointments.
Are there nearby dining options close to First Horizon Bank in Marietta?
Yes, customers can visit Canvas Cafe & Bakery or Doughnut Dollies to enjoy bakery and cafe options near the bank.
What nearby transit options or related services might help customers access First Horizon Bank on Canton Road NE?
The Byte Federal Bitcoin ATM at Citgo Food Mart and Citgo Food Mart gas station provide convenient locations for transit access near the bank.