Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide; final approval requires a full loan application.

Yes, loan checks are pre-approved loan offers sent by Republic Finance and are genuine.

Interest rate is the cost percentage charged on borrowed money without fees; APR includes the interest rate plus any fees, representing the total cost of the loan.

Refinancing replaces your current loan with a new one possibly with different interest rate, terms, or repayment timeline, including your remaining balance and fees.

If eligible for electronic funding, funds are deposited within 1-2 business days; visiting the office allows you to receive funds the same day by paper check.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.

Late payments may incur fees; contact your local branch or refer to your loan documents for details about late charges.

You can enjoy a meal at Fatty’s Pizza Arkwright or relax with a treatment at Azul Salon and Spa before or after your appointment at Republic Finance, making your visit more convenient and enjoyable.

Yes, the Comfort Inn & Suites Macon North I-75 is nearby, providing convenient accommodations for visitors coming to Republic Finance.

Neighbors like the US Government Office and Drug Enforcement Administration may provide additional public services or documentation that could complement your visit to Republic Finance.