Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.3
18 reviews
5 stars
14
4 stars
1
3 stars0
2 stars
1
1 star
2
- TMToni McSorleySep 9, 20245.0The process was easy and without stress
- BMBetty MillerJun 5, 20245.0Did a great job from beginning to end of the process of getting my loan approved
- BBBridget BlackshearOct 2, 20182.0So my loan started at 4800 i get it down to 2400 and in my worst time of need they say i need a co signer to get more money i get that and points off my credit score and still was turned down but i didnt need any of this when they sent out these checks to draw you in to get business and payments been paid every month faithfully i can't wait to pay them off I'll never do business with them ever again I'll keep using the smaller companies in which i have 2 also and payments are made just like i pay these crucks 😤😠they worring about how i pay my bills why long as you getting your money fyi i have a husband who works and pays the biggest bills in our house duhh i have my personal bills also just like he do very pissed and points off my credit
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide; final approval requires a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, loan checks are pre-approved loan offers sent by Republic Finance and are genuine.
What is the difference between interest rate and APR on a loan?
Interest rate is the cost percentage charged on borrowed money without fees; APR includes the interest rate plus any fees, representing the total cost of the loan.
What does it mean to refinance my loan at Republic Finance?
Refinancing replaces your current loan with a new one possibly with different interest rate, terms, or repayment timeline, including your remaining balance and fees.
How quickly can I get my loan funds from Republic Finance?
If eligible for electronic funding, funds are deposited within 1-2 business days; visiting the office allows you to receive funds the same day by paper check.
What are the operating hours of Republic Finance in Macon, GA?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
What should I do if I miss a loan payment at Republic Finance?
Late payments may incur fees; contact your local branch or refer to your loan documents for details about late charges.
How can nearby places like Fatty’s Pizza Arkwright or Azul Salon and Spa enhance my visit to Republic Finance?
You can enjoy a meal at Fatty’s Pizza Arkwright or relax with a treatment at Azul Salon and Spa before or after your appointment at Republic Finance, making your visit more convenient and enjoyable.
Are there lodging options near Republic Finance in Macon, GA for out-of-town visitors?
Yes, the Comfort Inn & Suites Macon North I-75 is nearby, providing convenient accommodations for visitors coming to Republic Finance.
How can public and government offices near Republic Finance assist customers visiting the location?
Neighbors like the US Government Office and Drug Enforcement Administration may provide additional public services or documentation that could complement your visit to Republic Finance.