Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.4
23 reviews
5 stars
12
4 stars
2
3 stars0
2 stars
1
1 star
8
- MFMarie FrancoiseJul 30, 20255.0Republic Finance is one of the best financial service I have dealt with over the past years. Their professionalism is one of a kind. Their service is great, they are reliable to help anyone in need and willing to help the community!
- NHNiecey HolmesJan 12, 20241.0I have done business with this company for 3 years at another branch. This is my first time calling here. Today I spoke with Vincent. He was (polite and professional ) but unable to help so he asked Zack. Zack was unprofessional, cut me off when I spoke, belittled me and showed no sign of professionalism. It’s Friday so maybe he was ready to get off of work but he spoke down to me and treated me like a child. Like I was bothering him and he didn’t want to talk. He put me on hold when I questioned his behavior. Instead of waiting I called back and spoke with Vanessa (the manager). Vanessa was professional, jovial, helpful and understanding! I am just a bit surprised that the other representatives that I spoke with at this branch were professional, and Zach was the exact opposite of that definition. Zack is a senior representative which makes me think he either outlasted the other guys or he used to be really good at his job. To be honest everyone is entitled to a bad day. Maybe he just had a bad day today. in customer service positions. It is unacceptable to allow your bad day to spill onto mine. I was very polite and respectful as I am to anyone I speak to. I could not believe the way Zack handled me and I hope that their corporate office reviews this. I am happy to provide additional feedback, and I will be providing this directly to their regional VP Don Geimer , this is unacceptable and I would let it go if he wasn’t so smug and his responses was not professional and he was not polite. This is the south Zack! We show manners, we have good customer service, and if you need a moment take your moment, but don’t take it out on me.
- ACAshley ChappleAug 9, 20231.0A true nightmare!!! Look at their ratings with the Better Business. Research their practices. It's like dealing with Santander.
- TCThe Yoga ChickDec 25, 20164.0Nice employees with an easy and straightforward process. Also it's no penalty to pay your loan off early so I was able to pay extra with each payment to lower my overall balance. May be a good option if you find yourself in a financial bind.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide. Final approval depends on completing a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
How does the interest rate compare to the APR on a Republic Finance loan?
The interest rate is the cost percentage to borrow money, excluding fees. The APR includes the interest rate plus fees, so it is usually higher.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your current loan with a new one that may have a different interest rate, terms, or repayment timeline, including your remaining balance and any agreed fees or insurance.
How long does it take to receive funds after loan approval at Republic Finance?
If eligible for electronic funding, funds are deposited within 1-2 business days. For in-person loans at the office, funds are provided the same day via paper check.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
You can pre-qualify online for loans up to $10,000, though approval depends on factors like your income and state of residence.
What happens if I miss a loan payment with Republic Finance?
Missing a payment may result in late charges. Contact your local branch or check your loan documents for specific details.
What nearby places can I visit around Republic Finance in Lawrenceville, GA?
Near Republic Finance, you can visit Luxe Lash Blvd for beauty services, Bellagio's NY Pizzeria for a meal, or Natalie’s Bridals by Blue Bloom for bridal shopping.
How can nearby beauty salons benefit me when visiting Republic Finance?
After your visit to Republic Finance, you can relax or get a beauty treatment at nearby salons like Touch'd by Kay Salon, Salon Mauve Suite, or My Salon Suite.
Are there dining options near Republic Finance in Lawrenceville?
Yes, nearby you will find Bellagio's NY Pizzeria, REAL OLIVE RESTAURANT GR, and Machu Picchu The Inkan Way for diverse dining experiences.