Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial Planning
Welcome to First Horizon Bank - located in Jesup. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Jesup, GA - S Macon St
175 S Macon St, Jesup, GA
31545, United States
Hours
Reviews
1.0
2 reviews
5 stars0
4 stars0
3 stars0
2 stars0
1 star
2
- RTRøtøMillPhil ThorneJun 6, 20241.0They suck at everything and I bank there . Unfortunately I’m just too lazy to switch. Always messing up on debit card replacements and is the first bank I’ve ever been told they can’t look up the retail value of a vehicle and they do auto loans 🤣🤣🤣🤣🤣. They told me to go to a car dealership or Kelly blue book . 🤷♂️ pathetic
- GFGiacomo FSep 6, 20231.0Review for greg williams first horizon I have bought several homes and have built two up north and out west. Honestly, I have been working with this first Horizon for about three months and I was getting conflicting information on different things. I was told one thing and then another thing and was dragged out was an emotional roller coaster for me and my family I was like what the he double hockey sticks !! definitely not an experience like I’ve ever had and I’ve bought houses in multiple states prior wasn’t upfront with me about the FHA guidelines and was told different things at several different times that didn’t make sense and that didn’t help we wound up not going through with the Loan I know it’s not all on them but they should be and should help with the financial part of the process and at least let you know what has to be done in a timely manner and let me know what’s going on throughout the whole process I felt like I was told something different every few days , like I said earlier each day, also throughout the process, they hit my credit four different times and dropped my score by 10 points. I have to wait a year and a half now for all of these hard inquiries to come off, as well as the rate, went up in the middle of the process as well, so they never locked the rate in so do yourself a favor and check out rocket mortgage SoFI ,or some thing like that you’re better off Worst experience I’ve had dealing with someone trying to get a house. I don’t recommend at all if I could give zero stars I would. Also to boot we lost our 4K in earnest money and thankfully our realtor with chucktown homes made it right and is getting us out funds back ,but feel bad it’s coming out of his personal money now this is ridiculously insane do yourself a favor and shop around !!!! Also this guy did not help in the least bit to get this loan closed plain and simple
Frequently Asked Questions About First Horizon Bank - Jesup, GA - S Macon St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the hours of operation for First Horizon Bank Jesup branch?
The Jesup branch is open Monday through Thursday from 9:00 AM to 4:00 PM and on Friday from 9:00 AM to 6:00 PM. It is closed on Saturdays and Sundays.
What do I need to open a personal checking account at First Horizon Bank Jesup?
You need a minimum $50 opening deposit, your Social Security number, date of birth, and personal identification like a driver’s license or passport.
Can I open a personal checking account online or only in person at this location?
Yes, you can open a personal checking account online or visit one of the Jesup banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans tailored to different financial needs.
Does First Horizon Bank Jesup provide assistance for first-time homebuyers?
Yes, the bank offers programs including FHA loans with lower down payment requirements and mortgage specialists to guide first-time buyers.
What small business loan options are available at First Horizon Bank Jesup?
They offer various loans including term loans, lines of credit, and real estate loans. A banker can help review which options fit your business needs.
Are there any nearby banks that customers can also visit near First Horizon Bank Jesup?
Yes, nearby banks include Suntrust Bank and another First Horizon Bank location, providing options for ATM access and financial services.
What local amenities near First Horizon Bank Jesup can customers visit before or after their banking?
Customers can visit The Historic Strand for cinema and arts, El Dorado Mexican & Japanese Cuisine for dining, or Salon 167 for beauty services, all located nearby.
Is parking available at First Horizon Bank Jesup?
Yes, free onsite parking is provided including parking garage, lot, and street parking options.
How can customers contact First Horizon Bank Jesup for support or inquiries?
Customers can call the main phone number +19124156000 or email customerservice@firsthorizon.com. They can also use the online contact page.