Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repairs, and other unplanned expenses.

Pre-qualification provides an estimate of the loan terms you may qualify for based on your credit and information provided, while final approval requires completion of a full loan application.

Yes, the loan check is a real pre-approved loan offer from Republic Finance.

The interest rate is the cost to borrow money excluding fees, while the APR includes the interest rate plus any additional fees, expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline, covering the remaining balance and any agreed-upon fees or insurance.

Electronic funding deposits funds within 1-2 business days; loans closed in person provide same-day funds via paper check.

You can pre-qualify for loans up to $10,000 online, though the final loan amount depends on factors like residence and income.

Late payments may incur a late charge; contact your local branch or check your loan documents for specific details.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and specified holidays.

Nearby places include The Gift Box for flowers and gifts, El Patron Family Mexican Restaurant for authentic Mexican cuisine, and Solara Sol Nail & Spa for beauty and nail services, which customers might enjoy when visiting the area.