Heights Finance in Gainesville, GA offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Avoid this company if at all possible. I submitted an online application and was approved for $8k. I was told I’d be contacted by a representative the next day to finalize the details. I was contacted the next day, but then was required to give basic info I had already provided on my application. And asking how much I was looking to borrow. Then was told I’d get a call back with the details. I was contacted an hour and a half later and told I needed a co-signer to get my loan. So if that was the case, why was I approved (not pre approved) with my online application? This was my first and only experience with this “company”. I’m left wondering if this was just a phishing company looking to gather info on people looking for assistance. I’ll be submitting this experience to the BBB.
JF
Jellie Farmer
Sep 20, 2025
5.0
I needed a repair on my car urgently to get it back up and running and Paul helped me out! Rates are low and the payments have been manageable and im able to use my car again!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Gainesville offer?
Heights Finance in Gainesville offers personal installment loans, auto loans, debt consolidation loans, emergency loans, and loan refinancing with amounts up to $10,000.
How can I apply for a loan at Heights Finance in Gainesville?
You can apply for a loan online, by phone, or by visiting the branch in person. The process is designed to be fast and easy with help from knowledgeable representatives.
What do I need to bring to apply for a loan?
You should bring two forms of identification for identity, residence, and income verification, such as government-issued IDs, proof of income, utility bills, or bank statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit can help, but decisions are based on multiple factors. You may qualify without stellar credit; the best way to find out is to apply.
What are the branch hours for Heights Finance in Gainesville?
The Gainesville branch is open Monday through Friday from 8:30 AM to 5:30 PM. It is closed on Saturdays and Sundays.
Does Heights Finance have accessible parking and entrance?
Yes, the branch has wheelchair accessible entrance and onsite parking available for customers.
Where is Heights Finance located in Gainesville?
Heights Finance is located at 250 John W. Morrow Jr. Parkway, Gainesville, GA 30501, USA.
What nearby places can I visit when visiting Heights Finance?
Nearby places include El Patron Family Mexican Restaurant and Moonie's Texas Barbecue for dining; Crunch Fitness - Gainesville GA for fitness; and U-Haul Neighborhood Dealer for truck rentals.
How can nearby restaurants benefit me when I visit Heights Finance?
You can enjoy meals at nearby dining spots like El Patron Family Mexican Restaurant or Moonie's Texas Barbecue before or after your visit to Heights Finance in Gainesville.
Are there nearby services that complement Heights Finance's offerings?
Yes, nearby financial services such as World Finance and Republic Finance provide complementary options, and institutions like Rotary Club of Hall County offer community services you might find useful.