Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.3
11 reviews
5 stars
9
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1 star
2
- ACAngela claryJul 2, 20255.0The team in Fayetteville GA. Are outstanding as well as the customer service experience. I highly recommend them to anyone I know that’s looking to get a loan.
- RGRuth-Anne GustaveMay 8, 20255.0Very pleasant, helpful and empathetic.
- WTWilma ThomasJun 12, 20245.0Professional staff and very helpful with your financial situation.
- KLkenneth lynchMar 25, 20215.0Exceptional service, better people. Mrs. Catedra Price and Mr. Howard Wilson lll are superior. Far surpassed my expectations. Blessings to many. Ultra professional and efficient. Angels, disguised as human beings.
- MTMizz TeeMay 2, 20195.0Besides being closed on weekends, their okay with me. .
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How is pre-qualification different from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of the loan terms you may qualify for based on your credit and information provided, while final approval requires completing a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, the loan check is a pre-approved loan offer and is a real check.
What is the difference between the interest rate and APR on a loan with Republic Finance?
The interest rate is the cost percentage charged solely for borrowing money, while the APR includes the interest rate plus any applicable fees like origination and documentation fees, expressed as a percentage.
What does refinancing a loan at Republic Finance mean?
Refinancing replaces your existing loan with a new loan that may have different interest rates, terms, and repayment timelines, including the remaining balance and any additional fees.
How quickly can I receive funds after being approved for a loan at Republic Finance?
If you qualify for electronic funding, funds will be deposited within 1-2 business days. If you close the loan at a physical location, you will receive your funds the same day via paper check.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
The largest loan amount for online pre-qualification is $10,000, though final loan approval amounts depend on factors like state of residence and income.
What happens if I miss a payment on my loan with Republic Finance?
Missing payments may result in a late charge. You can contact your local branch or check your loan documents for details on late charges and amounts.
What nearby places can I visit when I come to Republic Finance in Fayetteville, GA?
Nearby you can visit Bri’Michelle Beauty, a hair and beauty salon, or relax at One Go Movement spa. There’s also All G0od Coffee for a coffee break before or after your visit.
Are there any nearby real estate agencies to Republic Finance in Fayetteville, GA?
Yes, Rising Star Properties, LLC and Ianthe Holdings are nearby real estate agents and property management services you might find useful if considering home improvement loans.
Can I combine a visit to Republic Finance with some wellness or beauty services nearby?
Definitely! You can visit Divinity Nails or Salon Chrystal Nailz for nail services, Neal's Cutts barbershop for grooming, or Beyond The Moon Beauty for additional beauty treatments near Republic Finance.