At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation, emergency, holiday, home improvement, K-12 school, vacation, and general personal loans.
How long does it take to receive funds after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed in person at the office provide funds the same day via a paper check.
What are the office hours of Republic Finance in Dublin, GA?
The office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Where is Republic Finance located in Dublin, GA?
Republic Finance is located at 2103 Veteran's Blvd., Suite 6, Dublin, GA 31021.
What is the difference between the interest rate and APR for a loan at Republic Finance?
The interest rate covers only the borrowing cost as a percentage, while the APR includes the interest rate plus any fees like origination or documentation fees, making it usually higher than the interest rate.
What happens if I miss a payment on my Republic Finance loan?
Missing a payment may result in a late charge. For details on late fees and amounts, contact your local branch or review your loan documents.
Can Republic Finance help with refinancing an existing loan?
Yes, refinancing replaces your existing loan with a new one possibly having different terms, interest rates, and repayment schedules, including the remaining balance and applicable fees.
What nearby dining options are available close to Republic Finance in Dublin, GA?
Near Republic Finance, you can enjoy meals at Kobe Hibachi & Sushi Dublin and Kobe Japanese Restaurant, both offering sushi and Japanese cuisine, perfect for a meal before or after a visit.
Are there convenient nearby services to visit along with Republic Finance in Dublin, GA?
Yes, nearby you can find Ameris Bank for additional financial services, Anytime Fitness for a workout, and Freedom Tax for tax preparation needs, making it easy to combine errands in one trip.
What entertainment options are near Republic Finance's Dublin, GA location?
AMC Dublin 8, Carmike Cinemas, and AMC Classic Dublin 8 are nearby cinema options where customers can catch a movie before or after visiting Republic Finance.