Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.1
22 reviews
5 stars
11
4 stars
1
3 stars0
2 stars0
1 star
10
- CDCheryl DavisOct 3, 20255.0Very professional great people skills
- LLLotus LoveAug 7, 20255.0Iris has been apart of my financial journey for quite sometime and I must say, Iris has been nothing but amazing! She’s advised and ensured not just myself but my family as well in regard's too financial support, stability, and a much better understanding on the importance of establishing a healthy relationship with money as a whole. Any questions or concerns that I may have had Iris makes it her business to answer them all as detailed and as thorough as possible. I’m truly grateful and highly appreciative for all Iris has done for me and my family.❤️ Jotonia Smith
- RARonnie AdamsAug 31, 20205.0very nice people to do business with, they have loaned me money more than once, Jasmine was very helpful :)
- RHRhonda R. HudginsSep 15, 20194.0Really nice people. My friend has a loan with them.
- LKLeterrious KingJul 24, 20175.0I have nothing but positive words for Republic Finance Im not sure why they have so many negative reviews. I've used them three times and each interaction was great! I paid each of them off and when I needed them again they were always there for assistance. Very professional representatives, attentive and even give you some leniency if running behind on payments. I will recommend everyone to use them and give it a shot. As long as you pay your loan or call them if a little late NO WORRIES!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer to its customers?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification gives an estimate of loan terms based on your credit and info provided, while applying is the full process needed for final approval and specific loan terms.
How can I verify if a loan check received from Republic Finance is real?
A loan check is a pre-approved loan offer and it is real. You can find more information about these loan checks on their website.
What is the difference between the interest rate and APR for a Republic Finance loan?
The interest rate is the cost charged for borrowing money excluding fees, whereas the APR includes interest plus all fees such as origination and documentation fees, expressed as a percentage.
How long does it take to receive funds after approval at Republic Finance?
Funds are deposited electronically within 1-2 business days if qualified, or immediately via paper check when closing a loan in person at a Republic Finance office.
What are the regular business hours for the Republic Finance location in Douglasville, GA?
The office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and major holidays such as Thanksgiving and Christmas.
Where is Republic Finance located in Douglasville, GA?
Republic Finance is located at 9375 The Landing Drive, Suite G150, Douglasville, GA 30135, United States.
What nearby places can customers visit when they come to Republic Finance in Douglasville?
Customers can visit nearby places like Logan's Roadhouse for dining, My Time Out Indoor Playground for family fun, and Navy Federal Credit Union for additional financial services.
Which nearby services might be helpful for customers visiting Republic Finance?
Nearby services include Pediatric Dentistry for medical needs, D1 Barber Lounge ATL for grooming, and Xfinity/Comcast for telecommunications, helping customers make the most of their visit to the area.
Are there recreational options near Republic Finance in Douglasville, GA?
Yes, customers can enjoy recreational options like Aqua-Tots Swim Schools Douglasville and Fitness Studio nearby for fitness and wellness before or after their visit.