Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.1
22 reviews
5 stars
11
4 stars
1
3 stars0
2 stars0
1 star
10
- CDCheryl DavisOct 3, 20255.0Very professional great people skills
- LLLotus LoveAug 7, 20255.0Iris has been apart of my financial journey for quite sometime and I must say, Iris has been nothing but amazing! She’s advised and ensured not just myself but my family as well in regard's too financial support, stability, and a much better understanding on the importance of establishing a healthy relationship with money as a whole. Any questions or concerns that I may have had Iris makes it her business to answer them all as detailed and as thorough as possible. I’m truly grateful and highly appreciative for all Iris has done for me and my family.❤️ Jotonia Smith
- CSCarla SpiveyJun 2, 20255.0I had a great experience working with the team at Republic Finance. From the moment I walked in, they made the loan process incredibly easy and stress-free. Thanks to their help, I was able to get the loan I needed quickly and without hassle. I highly recommend Republic Finance. Thank you again!
- SES. EdwardsDec 23, 20221.0The loan was easy to get… HOWEVER… it has been a complete nightmare with this loan… I started having my payment’s automatically drafted out of my bank acct… every month I was getting these text messages and mail notification saying my payment was late or no funds in my bank… I went to the office and spoke with the manager … he didn’t believe me even though I stated the money was drafted out my acct… he then made me bring bank statements to prove it…ugh!!! When he saw that the company was getting my payments he finally called the accounting dept to have all my payments posted after i threatened to get an attorney. Every time I make a payment their acct dept post it then refund it then post it again… republic finance can’t explain why it doing that… so I have to go to the office EVERY month because I get letters or text saying I didn’t pay… will pay this loan off ASAP… and never come back here again…
- ASA'ISHA SALLAHSep 30, 20171.0Very rude staff....interrupted my boot camp class with my tainer.....your business hours according to Google says your closed on Saturdays and Sundays. SO who are we exactly disturbing? I suggest you all learn proper etiquette and wait until our workout sessions are over to complain about music that wasn't that loud.I AM A PAYING CUSTOMER at that fitness studio and I do not appreciate you barging in and throwing off our training session. How would you feel if I came into your place of business and interrupted a consultation with an important client? The next time you do it I will make a formal complaint. My time is just as valuable as yours!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer to its customers?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification gives an estimate of loan terms based on your credit and info provided, while applying is the full process needed for final approval and specific loan terms.
How can I verify if a loan check received from Republic Finance is real?
A loan check is a pre-approved loan offer and it is real. You can find more information about these loan checks on their website.
What is the difference between the interest rate and APR for a Republic Finance loan?
The interest rate is the cost charged for borrowing money excluding fees, whereas the APR includes interest plus all fees such as origination and documentation fees, expressed as a percentage.
How long does it take to receive funds after approval at Republic Finance?
Funds are deposited electronically within 1-2 business days if qualified, or immediately via paper check when closing a loan in person at a Republic Finance office.
What are the regular business hours for the Republic Finance location in Douglasville, GA?
The office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and major holidays such as Thanksgiving and Christmas.
Where is Republic Finance located in Douglasville, GA?
Republic Finance is located at 9375 The Landing Drive, Suite G150, Douglasville, GA 30135, United States.
What nearby places can customers visit when they come to Republic Finance in Douglasville?
Customers can visit nearby places like Logan's Roadhouse for dining, My Time Out Indoor Playground for family fun, and Navy Federal Credit Union for additional financial services.
Which nearby services might be helpful for customers visiting Republic Finance?
Nearby services include Pediatric Dentistry for medical needs, D1 Barber Lounge ATL for grooming, and Xfinity/Comcast for telecommunications, helping customers make the most of their visit to the area.
Are there recreational options near Republic Finance in Douglasville, GA?
Yes, customers can enjoy recreational options like Aqua-Tots Swim Schools Douglasville and Fitness Studio nearby for fitness and wellness before or after their visit.