Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.2
5 reviews
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- CCCharlesOct 22, 20255.0Friendly people, the whole process was easy and quick. Would definitely recommend
- TTTony TuckerMay 27, 20251.0I have had many loans through this company put a car title up for the loan.. tried to take another loan out with the same title and got told there is nothing they could do.. it’s ridiculous how u can pay back on time even pay off and get told that.. will never use this company again and would not recommend to anyone else.. its sad they don’t help someone that’s been a good customer and paid back way over 20k..
- LWleo woodcockDec 25, 20245.0Great experience.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, emergency, holiday, and auto-secured loans.
How do pre-qualification and full loan application differ at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval and exact terms require a full loan application.
If I receive a loan check in the mail from Republic Finance, is it legitimate?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and APR at Republic Finance?
The interest rate is the cost percentage to borrow money, excluding fees. The APR includes interest plus fees like origination and documentation fees, expressed as a percentage.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new loan that may have different interest rates, terms, and repayment timelines, including remaining balance and possible fees.
How quickly can I receive funds after loan approval at Republic Finance?
Funds are deposited within 1-2 business days for electronic funding or received the same day via paper check at a physical location.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
You can pre-qualify online for a loan up to $10,000, though actual loan amounts depend on factors like your state and income.
What are the working hours of the Republic Finance branch in Dalton, GA?
The Dalton branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and holidays like Thanksgiving and Christmas.
What popular dining options are near Republic Finance in Dalton, GA?
Nearby restaurants include Kumo Hibachi & Sushi for Japanese cuisine, Chick-fil-A, Little Caesars for pizza, and Dunkin' for coffee and donuts, perfect for grabbing a meal before or after your visit.
How can nearby businesses like Metro by T-Mobile and Jackson Hewitt Tax Service complement my visit to Republic Finance?
You can conveniently address multiple needs near Republic Finance such as mobile phone services at Metro by T-Mobile and tax preparation services at Jackson Hewitt Tax Service, making your trip more efficient.
Are there retail and convenience stores near Republic Finance in Dalton?
Yes, stores like Dollar Tree and BI-LO grocery store are nearby, allowing you to shop for essentials easily around your loan appointments.