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Welcome to First Horizon Bank - located in Cumming. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Cumming, GA - Peachtree Pkwy
2555 Peachtree Pkwy, Cumming, GA
30041, United States
Hours
Reviews
3.6
33 reviews
5 stars
21
4 stars0
3 stars
1
2 stars
1
1 star
10
- JCJennifer CreeNov 13, 20255.0I have had relations with this bank for over a year it’s been ok but for the past 6 monthes I was trying to work on a matter with someone in customer service and just couldn’t seem to get it done. I sat down with Neha on Monday the 10th and by the 12th the matter I had worked 6 monthes with a former worker she fixed and had done! She is so professional hardworking and doesn’t take No as an answer absolutely loved working with her! And because of her my business will stay there and all further business thank you so much Neh!!!
- SHsaurabh hoonkaNov 4, 20255.0I visited the bank to open my bank account. I was before my appointment. The relationship manager Neha Sachdeva saw me and right away started working with me. She created my account in record 15 mins. Never saw this accuracy and speed before in any other bank. Really appreciate her knowledge ,her welcoming nature and zeal to finish the task apt and accurate. I wish all banks should have managers like her.
- KDKrunal DesaiOct 27, 20251.0I recently tried to open an online account but wasn’t able to complete the process. I then received an email from a Director in the Online Division asking me to visit a branch, but no clear instructions were provided on what to do next. After driving about half an hour in the rain to the Cumming branch, I was told by the front desk representative that an appointment was required to open an account. The lobby was nearly empty, so it was frustrating to be turned away. I had called the Mansell Rd branch and was told that walk-ins were welcome at any time, which added to the confusion. There’s also no information online about needing an appointment to open an account. Overall, the experience felt very disorganized and unprofessional. Clearer communication and consistency between branches would go a long way in improving the customer experience.
- JZJessica ZhengSep 4, 20251.0Really no professional and uselessness. I went to withdraw and got answers the system was down twice. I Oder check have to pay 50 dollar fee to send to my address. Who the hell spend 50 dollars fee for ordering Check (this black young men over counter told me), my debit card had delivered missing . I have to come back twice to get done. One month later, I have to back and forth coming back to get thing done. I feel so sick of it
- JTJ ThmpnMay 11, 20235.0I am appreciative of the work Kendell Knight and team did to get my loan completed. True professional!
Frequently Asked Questions About First Horizon Bank - Cumming, GA - Peachtree Pkwy
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank in Cumming?
The drive-through is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum deposit, Social Security number, date of birth, and a valid photo ID such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit a banking center to apply in person.
Does First Horizon Bank have mobile banking apps available?
Yes, mobile banking apps are available for iOS and Android devices to manage your accounts on the go.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate, adjustable-rate (ARMs), FHA, VA, and jumbo mortgage loans to suit various financial needs.
Is First Horizon Bank accessible and does it offer onsite parking?
Yes, the bank has wheelchair-accessible entrances and offers free onsite parking including a parking lot and street parking.
What financial services are available for small business owners at First Horizon Bank?
Services include small business term loans, lines of credit, business checking and savings accounts, and cash management solutions.
How can nearby places like Kendall Knight: IBERIABANK Mortgage complement my visit to First Horizon Bank?
If you want to explore mortgage options, Kendall Knight: IBERIABANK Mortgage nearby offers additional mortgage services to compare and choose what's best for you.
Are there places for health and wellness near First Horizon Bank in Cumming?
Yes, nearby facilities like PT Solutions of Johns Creek and Physicians Immediate Med provide physical therapy and medical services you might find useful before or after banking appointments.
What dining options are available near First Horizon Bank?
Golden Key European Deli and Nilgiri's Bakery and Cafe are nearby options for enjoying fresh deli meals or coffee and baked goods around your banking visit.