When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Great experience opening our new account. Thank you Brooke for making the process go so smoothly. We look forward to a great relationship with UCB.
DI
dom inator
Aug 23, 2025
4.0
I like useing United Community bank, especially in comparison to others I've used. The only major problem that I have found is that the ATMs at every location don't take deposits. It's hard to make it to the bank throughout a work week and now they close on Saturdays.
If you work a construction job or any job that requires crazy hours like that, I would suggest trying elsewhere.
This would be a 5 star review if not for that.
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community in Covington, GA?
United Community is open Monday through Friday from 9:00 AM to 4:30 PM, with extended hours until 5:00 PM on Fridays. The branch is closed on Saturdays and Sundays.
When is the drive-thru at United Community open?
The drive-thru is open Monday through Thursday from 8:30 AM to 4:30 PM, and on Friday from 8:30 AM to 5:00 PM. It is closed on weekends.
Is United Community accessible for people with disabilities?
Yes, United Community has wheelchair accessible entrances and parking, ensuring ease of access for all customers.
What payment options does United Community accept?
United Community accepts payments via cash, check, financing, MasterCard, Visa, and Zelle.
Do I need an appointment to visit United Community?
No, appointments are not required to visit United Community; walk-ins are welcome during business hours.
Where is United Community located?
United Community is located at 9100 Covington Bypass Road, Covington, GA 30014, USA.
Can I schedule an appointment online with United Community?
Yes, you can schedule an appointment via their online reservation link at http://ucbi.com/schedule.
What are some nearby places I can visit before or after banking at United Community?
Nearby, you can enjoy dining at Zaxby's or El Charro Mexican Restaurant, or visit Neely Farms for events and concerts, making your visit to United Community convenient and enjoyable.
Are there local restaurants near United Community for a quick meal?
Yes, several nearby restaurants include Zaxby's, Subway, Marco's Pizza, and Maddlulu cafe offering a variety of food options.
What nearby services can complement my visit to United Community?
Nearby services include John Garrett - State Farm Insurance Agent for insurance needs, Alcovy Family and Cosmetic Dentistry for dental care, and the Social Security Administration for government services.