Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.5
29 reviews
5 stars
18
4 stars0
3 stars0
2 stars
1
1 star
10
- TMT.S. MurphyAug 3, 20252.0I’m halfway there people. But as soon as I get them paid in full… NEVER AGAIN and they can keep the thank you letter upon receiving the final payment. That’s not real gratitude. Paying $15,000 on a $8,000 loan is insane.
- RORuby OdomNov 20, 20235.0Gigi did a beautiful job. Very friendly. Paid attention to me the customer. She knows her job. Didn't have to figure out what to do. She did it had everything ready. Great person to work with. It was so easy to work and talk with. Made me feel like I was special. Thank you
- TBTelissa BentonSep 20, 20235.0I've been with Republic finance for a short time now,and they have been very helpful and patient with me Antwon have been their helping me all the way making a way out of no way and I'm so grateful for him and all of them for truly understanding my situation and not harassing or tearing me down about my payment. They Are Truly Great People's, who understands and appreciate helping in times of needs Thank You So Much Republic finance
- SWsabrina weemsOct 12, 20225.0Thank you 😊. very good 👍 my Gary.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer in Conyers, GA?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses to help meet your financial needs.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification estimates loan terms you may qualify for based on your credit and information provided, but final approval requires completing a full loan application.
What is the difference between the interest rate and the APR?
The interest rate is the cost to borrow money excluding fees, while the APR includes the interest rate plus additional fees expressed as an annual percentage rate, usually making it higher than the interest rate.
How long does it take to receive funds after loan approval at Republic Finance?
Funds are deposited electronically within 1-2 business days if qualified for electronic funding or received the same day as a paper check when visiting the office in person.
What are the operating hours of Republic Finance in Conyers, GA?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and certain holidays such as Thanksgiving and Christmas.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
The largest loan amount you can pre-qualify for online with Republic Finance is $10,000, dependent on factors such as state of residence and income.
What should I do if I miss a loan payment at Republic Finance?
Late payments may incur late charges; you should contact your local branch or review your loan documents for details about late fees and options available to you.
Are there nearby places where I can eat after visiting Republic Finance?
Yes, you can enjoy meals at nearby restaurants such as Golden Krust (Caribbean), Wingstop (American fast food), Cicis Conyers (Pizza buffet), and The Reserve Conyers Kitchen and Cocktails.
What nearby stores can I visit for crafts or fashion after my visit to Republic Finance?
Nearby retail options include Hobby Lobby for arts and crafts supplies, Rainbow Shops for women's clothing and fashion accessories, and Payless ShoeSource for footwear needs.
Are there local beauty and wellness establishments near Republic Finance?
Yes, nearby you can find salons and spas such as True Hair, FD Beauty Salon, House Of Creations, Rahz Hair n’ beauty bar, and Tru Balance MedSpa.