When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
The tellers, management, all of them very professional very polite people! They're the ONLY bank to set up a table for the Veterans....them and Bojangles!
JB
James Bing
Sep 5, 2025
5.0
Excellent experience. Great service. Very friendly and helpful staff.
CP
Christian Parker
Sep 1, 2025
1.0
Worst bank in the world. We opened a account with them 10 years ago when we lived in commerce. We've moved to the other side of Georgia and now every time they have an issue we have to drive 4 hours to the branch that we opened the account at. If you're looking to find a new bank please don't pick this one. Horrible customer service. Or will policies. Ruthless fees and charges
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community at 2055 Homer Rd, Commerce, GA?
United Community is open Monday to Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
Does United Community offer drive-through service and what are its hours?
Yes, United Community offers drive-through service Monday to Friday from 8:30 AM to 5:00 PM and on Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Is United Community closed on any holidays?
United Community is closed on November 11, November 27, and December 25. It has reduced hours on December 24, operating from 8:00 AM to 12:00 PM.
What payment options does United Community accept?
United Community accepts cash, check, financing, MasterCard, Visa, and Zelle as payment options.
Is United Community accessible for people with disabilities?
Yes, United Community has a wheelchair accessible entrance, wheelchair accessible parking, and a drive-through service.
Do customers need an appointment to visit United Community?
No, United Community does not require appointments for visits; however, appointments can be scheduled through their online reservation system if preferred.
What convenience does the nearby Commerce Dental Group offer to United Community customers?
Customers visiting United Community can conveniently access dental services at Commerce Dental Group nearby, making it easy to manage both banking and dental appointments in one area.
Are there any nearby places for automotive needs close to United Community in Commerce, GA?
Yes, nearby there are car dealers like Wheel Deal Motor Group and Square 1 Auto Sales, as well as automotive parts and accessories stores such as O'Reilly Auto Parts for convenient car shopping or maintenance.
Which real estate services can customers find near United Community?
Century 21, a real estate agent nearby, offers property services which customers of United Community might find useful for their home or investment needs.
How can customers access United Community's mobile banking services?
Customers can use United Community's mobile app, available for download on both Android and iOS devices, allowing convenient banking on-the-go.