Heights Finance in Commerce, GA offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Very helpful good experience definitely will be back
WN
William Noble
3 days ago
4.0
Very nice and very respectful for sure the nicest people
RP
Roscoe Powers
4 days ago
5.0
Kyla mapp made sure that I got what I asked for. The customer service was excellent. Her and the team will go the extra mile to get you what you need. As long as you’re a good paying customer. With your account. Anytime I’m in need of some cash 💵 heights finance . I will call indeed.
JR
Jesica Reynolds
Oct 29, 2025
5.0
Wonderful experience! Friendly and helpful staff!!
SG
Sandra Goolsby
Oct 18, 2025
5.0
My experience was wonderful. The associate worked very hard to help me find a loan solution that was right for me.
She courteous and professional. They made me feel valued and heard. This is good company to do business with.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Commerce, GA offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply for a loan by calling, visiting the branch in person, or applying online through their website.
What documents do I need to bring to apply for a loan?
Applicants should bring two forms of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps, but loan decisions are based on multiple factors; you may qualify without stellar credit. The best way to find out is to apply.
Can I apply for a Heights Finance loan over the phone?
Yes, you can apply by calling a branch and speaking with a knowledgeable team member.
What are the payment options for loans at Heights Finance?
You can make payments online, via the mobile app, automated bank payments, check, money order, or debit card.
Is Heights Finance accessible for people with disabilities?
Yes, Heights Finance in Commerce has a wheelchair accessible entrance and onsite parking.
What are the operating hours for Heights Finance in Commerce, GA?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Are there other financial institutions near Heights Finance in Commerce?
Yes, nearby financial institutions include First Commerce Bank and Covington Credit, which offer banking and payday loan services.
What local places can I visit before or after my loan appointment at Heights Finance?
You can visit Commerce Drug cafe, Friends Commerce Grill restaurant and bar, or BeeChick Barnyard furniture store near Heights Finance for food or shopping.