Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.8
13 reviews
5 stars
8
4 stars
1
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1
2 stars0
1 star
3
- LTLisa TaylorMay 30, 20245.0Continued excellence Strategic planned Customer Support and Service of Progression
- NHNone HamiltonApr 29, 20225.0I don’t know what the bad reviews are about, I have had an amazing experience. I don’t have great credit and got approved for a decent loan. I accidentally paid a day late once (my payment was due on Christmas Day and I forgot- busy with family) they never harassed me and when I called to say sorry it was late, they were absolutely kind about it. I will say they do call a lot to see if you need some more money on your loan but that’s part of their job. I’m grateful they approved me and gave me very affordable payments :)
- KGKaren GreeneOct 4, 20205.0This Finance company has got to be one of the best around. They are very good at what they do great on understanding. An they realy do listen if you talk to them an r truthful they try to help.. Thanks for the years
- JJJamesApr 16, 20205.0I have dealt with the Cartersville office for years. They have always been easy to work with.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What financial services does Republic Finance provide?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and unplanned expenses to help customers meet their financial needs and life goals.
How does pre-qualification for a loan at Republic Finance differ from applying for a loan?
Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval requires a full loan application.
If I receive a loan check in the mail from Republic Finance, is it legitimate?
Yes, it is a real pre-approved loan offer from Republic Finance.
What is the difference between an interest rate and APR on loans at Republic Finance?
Interest rate is the cost percentage for borrowing money, excluding fees; APR includes interest plus fees like origination and documentation, expressed as a percentage and usually higher than the interest rate.
Can I refinance my existing loan with Republic Finance?
Yes, refinancing replaces your existing loan with a new one that may have different terms, interest rate, and repayment timeline, including your remaining balance and any agreed fees.
How quickly can I get funds after loan approval at Republic Finance Cartersville?
If you qualify for electronic funding, funds will be deposited within 1-2 business days; if you close your loan in person, you'll receive a paper check the same day.
What are Republic Finance Cartersville's business hours?
The Cartersville branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and major holidays like November 27 and December 25, 2025.
What nearby places can I visit when I come to Republic Finance at 471 East Main Street?
Nearby you can visit Fusion Scale Hobbies for crafts and toys, Main Street Nails & Spa for beauty treatments, or enjoy dining at LongHorn Steakhouse and Kumo Hibachi & Sushi.
How can nearby real estate agents like Holly Hicks or Anita Nelson assist me if I’m considering home improvement loans?
Nearby real estate agents such as Holly Hicks and Anita Nelson can provide property expertise while you plan home improvements financed through Republic Finance.
Is there a convenient shipping center near Republic Finance if I need mailing services?
Yes, Mail Pouch and More and UPS Authorized Shipping Outlet are close by for printing and shipping needs, convenient when visiting Republic Finance.