Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.2
21 reviews
5 stars
16
4 stars0
3 stars
2
2 stars0
1 star
3
- AMAnnette MiddlebrooksNov 15, 20255.0We, love the compassion and desire to help individuals who are in need, and we love the professionalism, and manner in which the process is carried out! From start to finish.....Awesome branch and they are great to work with! It's been so pleasant! Working with all of the staff at this location!
- GCGwen CarswellSep 8, 20251.0Soooo since when do loan companies randomly pop up to your house acting like random angry side chicks??
- R%on ReevesJun 5, 20255.0Very professional and caring staff. A pleasure to work with
- CRCheryl ReevesJun 5, 20255.0The entire Branch office are very personable and professional!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, among others.
How does pre-qualification differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and initial information, while final approval and terms depend on completing the full loan application.
Is a loan check received in the mail from Republic Finance a real loan?
Yes, a loan check is a pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the cost percentage to borrow money excluding fees, whereas the APR includes the interest rate plus all applicable fees, expressed as a percentage.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment plans, including your outstanding balance and any applicable fees.
How quickly can I access funds after my loan approval?
Funds are deposited within 1-2 business days for electronic funding; if closing in-store, funds are given the same day via a paper check.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
You can pre-qualify online for loans up to $10,000 at Republic Finance.
What are the penalties if I miss a payment with Republic Finance?
Late payments may incur a late charge; details including amounts can be obtained from your local branch or your loan documents.
What nearby places can I visit before or after visiting Republic Finance in Byron, GA?
Nearby you can visit Passion Nails for beauty services, Publix Super Market at Gunn Battle for groceries, and ZENSHI Handcrafted Sushi for dining.
How can nearby places like Western Union or Mariner Finance help me when visiting Republic Finance?
Western Union offers money transfer services and Mariner Finance provides auto loan services, which could complement your financial needs alongside Republic Finance.
Are there any convenient health or fitness options near Republic Finance in Byron?
Yes, you can visit Athletico Physical Therapy for medical care or Colossal Fitness for gym and training services nearby.