At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and general personal loans.
How long does it take to receive funds after loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. For in-person applications at a Republic Finance office, funds are given the same day in the form of a paper check.
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification provides an estimate of the loan terms you may qualify for based on your credit and information provided. Final approval and loan terms require completing a full loan application.
What does it mean to refinance a loan at Republic Finance?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline. It includes your remaining loan balance and any additional fees or insurance products you agree to.
What are the business hours for Republic Finance in Brunswick, GA?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays. It also closes for certain holidays like Thanksgiving and Christmas.
Where is Republic Finance located in Brunswick, GA?
Republic Finance is located at 256 Scranton Connector, Suite 100, Brunswick, GA 31525, USA.
Can you tell me about nearby financial service providers around Republic Finance Brunswick?
Nearby financial service providers include Edward Jones - Financial Advisor: Davis Reyna, Strategic Partners, Coastal Bank of Georgia, and Synovus Bank, offering options for investment and banking services you might explore before or after visiting Republic Finance.
Are there employment agencies near Republic Finance in Brunswick?
Yes, nearby employment agencies include MCS Recruitment, Express Employment Professionals, and Express Employment - Brunswick, which might be helpful if you're seeking job opportunities in the area.
What health and medical facilities are close to Republic Finance Brunswick?
Close health and medical facilities include Maginnis Orthodontics - Brunswick, Surfside Kids Pediatric Dentistry, South Georgia Orthodontics, as well as medical spas and urgent care clinics like Renew and Rejuvenate Aesthetic MD Clinics and Brunswick Urgent Care.
How can nearby places like Lanier Landing or Caddyshack Simulated Golf enhance my visit to Republic Finance?
Lanier Landing is a nearby landmark and accommodation option, ideal for those visiting from out of town. Caddyshack Simulated Golf offers fun recreational activities nearby, which you might enjoy before or after handling your financial needs at Republic Finance.