Business Details
About
BankATMBusiness Banking ServiceFinancial PlanningLoan Agency
When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.4
23 reviews
5 stars
18
4 stars
1
3 stars
1
2 stars
1
1 star
2
- VMVictoria Garcia MelansonSep 18, 20251.0I don’t usually write negative reviews. But this is truly one of the least competent banks I’ve ever worked with. The list is very long but includes the following: - two weeks before closing, we were informed that our closing costs were not calculated correctly and we had to produce many tens of thousands of dollars by closing date or we’d lose our interest rate. This caused a huge overhaul of our finances and was incredibly stressful. The bank was unwilling to increase our loan amount (even though we were way below our debt to income ratio) or delay closing even though they admitted it was a clerical error. - TWICE I went in-person to set up auto payments for my mortgage. The first time the payments never went through and I was charged late fees, which tanked my credit score. It took weeks to correct this and get the fees forgiven after I produced evidence showing I did the paperwork on my end. The same thing happened AGAIN a second time!! I was told to come in a THIRD time but I opted to do things online….speaking of which…. - their online banking system is easily the worst system I’ve ever worked with. The system only allows one transaction daily, and it cannot exceed $2,000. So to pay our mortgage I need to do multiple transactions over multiple days. - because the bank closes at 4pm, you cannot do any online banking after 4pm or on weekends!! - I set up scheduled monthly transactions so I didn’t have to think about missing a payment. However, this month, two of the three transactions fell on a weekend. So instead of moving it to the next business day, the transaction just didn’t happen, with no notice or communication. Honestly I can’t wait to refinance and walk away from this bank. The workers all seem very nice, but the system is incredibly limited and they aren’t used to working with larger loans or anything remotely complicated.
- KMKeith MagoonFeb 5, 20245.0Never a wait like the main branch and courteous staff. For simple deposits or small withdrawals, the branch in Ingles is my choice.
- GBGuy BrownJan 16, 20214.0I don't bank here, but it's inside an Ingles supermarket. Always busy but it moves quickly.
- SBSteven BellOct 1, 20175.0Open on Saturdays and open to 6 on weekdays!
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What services does United Community bank offer?
United Community offers personal and business banking, online and mobile access, loan applications, and financial advisory services.
Where is United Community bank located?
United Community is located at 5679 Appalachian Hwy, Blue Ridge, GA 30513, USA.
What are the regular business hours for United Community?
United Community is open Monday to Friday from 10:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 2:00 PM. It is closed on Sundays.
Does United Community have any special holiday hours?
Yes, the bank is closed on November 11, November 27, and December 25, 2025. On December 24, 2025, it is open from 8:00 AM to 12:00 PM.
Is United Community accessible for people with disabilities?
Yes, United Community has a wheelchair accessible entrance and parking, and also features a drive-through ATM.
What payment options are accepted at United Community?
United Community accepts cash, checks, financing, Mastercard, Visa, and Zelle for payments.
Can I make an appointment with United Community online?
Yes, you can schedule appointments online via their appointment widget at http://ucbi.com/schedule.
What nearby grocery stores can I visit when coming to United Community?
You can visit Blue Ridge - Ingles or Ingles Markets, both nearby grocery stores and supermarkets, convenient for picking up essentials before or after your banking visit.
Are there any nearby dining options close to United Community bank?
Yes, nearby dining options include El Manzanillo, a Mexican restaurant and bar, and Taco Bell, a fast food Mexican restaurant.
Which nearby recreational places are close to United Community?
You can visit Fall Branch Falls, a nearby park and national recreation venue, perfect for enjoying outdoor activities before or after your banking needs.