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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.4
13 reviews
5 stars
11
4 stars0
3 stars0
2 stars0
1 star
2
- CHCarolyn HainesAug 29, 20255.0I appreciate the courtesy of the staff keeping me aware of my loan status as well as what other offers are available to me. Whenever I have questions, there's always someone knowledgeable and professional available to assist me.
- MHMarvin HolmesJun 18, 20255.0Awesome team! They try to assess your needs to provide quality service..
- GLGod LovesJan 30, 20251.0Do Not Go here. They charge interest on top of the interest that was put on the Original agreement.. I pay Extra on My account Every month. Republic still charges an Extra $28 Every month. Will NEVER do business with Them again.
- JPJustin PardueMay 23, 20245.0The staff at the Owensboro branch on starlight Dr is phenomenal I fell in between jobs and they helped me out so much can't appreciate them more. Thanks guys keep up the excellent work we need more people like you all
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What financial services does Republic Finance offer?
Republic Finance offers personal loans for various needs including bill consolidation, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How does pre-qualification for a loan at Republic Finance work?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and information provided. Final approval requires a full loan application.
Is a loan check I received from Republic Finance legitimate?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between interest rate and Annual Percentage Rate (APR)?
The interest rate is the cost charged for borrowing money excluding fees, while APR includes the interest rate plus any fees such as origination or documentation fees, expressed as a percentage.
What does refinancing a loan at Republic Finance mean?
Refinancing replaces your existing loan with a new one potentially with a new interest rate, revised terms, or repayment timeline, including the remaining balance and any applicable fees.
How quickly can I get funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. At a physical location, you can receive your funds the same day via a paper check.
What are Republic Finance's business hours?
Republic Finance in Augusta, GA is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Where is the Republic Finance branch located in Augusta, GA?
The Augusta, GA branch is located at 231 Fury's Ferry Road, Suite 206A, Augusta, GA 30907, United States.
What nearby places can I visit around Republic Finance on Fury's Ferry Road?
Nearby places include Malibu Jacks (bar and American/Caribbean restaurant), Blooms, Boards & more (boutique and candy store), and Ballroom In Motion with Teena Marie (dance school and gym), which you can visit before or after your appointment.
How can nearby businesses like The Musical Express and La Bonbonniere enhance my visit to Republic Finance?
While visiting Republic Finance, you might explore The Musical Express for music lessons or La Bonbonniere for candy and chocolates, adding a pleasant experience to your trip.
Are there services and shops near Republic Finance that I can combine with my visit?
Yes, there are shops and service providers nearby such as Manes by Macey hair salon, Goodwill Administrative Office for community services, and San Jose Mexican Grocery for shopping needs.