Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.8
8 reviews
5 stars
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1 star0
- HBHumming BirdsJun 2, 20255.0Keep up the great work, many people who may walk through your doors is at their wits end, your service and creativity to help lessen their burden, means a lot. Again, thank you all for what you do. JP
- CBColleen BransonJul 6, 20245.0They are so friendly and helpful and a pleasure to do business with, especially Shaneka Butler!
- AWAmanda WhittingtonMay 8, 20245.0They are very kind and friendly they don't mind talking to me and know me when I walk through the door it's the respect and care they give that I haven't seen in other places to me I would call them familyits the way they make me feel
- CScarol sweeneyAug 26, 20193.0Interest rate is way too high when you have good credit, however, they did provide great customer service.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance in Augusta, GA offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, and emergency loans.
How can I pre-qualify for a loan at Republic Finance, and how is it different from applying?
Pre-qualification provides an estimate of loan terms based on your credit and information, whereas applying involves a full loan application for final approval and terms.
How long does it take to receive funds from Republic Finance after loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close the loan at the office, you receive a paper check the same day.
What are Republic Finance's business hours in Augusta, GA?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Where is Republic Finance located in Augusta, GA?
Republic Finance is located at 3455 Peach Orchard Road, Augusta, GA 30906, USA.
What is the difference between the interest rate and the APR at Republic Finance?
The interest rate is the cost percentage to borrow money excluding fees, while the APR includes interest plus fees like origination and documentation fees, expressed as a higher percentage.
What happens if I miss a payment on my Republic Finance loan?
Late payments may incur a late fee. You should contact your local branch or refer to your loan documents for specific details.
What nearby restaurants can I visit before or after my appointment at Republic Finance on Peach Orchard Road?
Nearby restaurants include China Kitchen, Bucks Pizza, and Papa Johns Pizza, where you can enjoy a meal before or after your visit.
Are there any nearby beauty or wellness services near Republic Finance in Augusta?
Yes, Falcon Nails and Sassy Diva Nails are nearby nail salons, and Beauty Club offers hair supplies and beauty services.
What services near Republic Finance can assist with other errands or needs?
Nearby services include the USPS Post Office for shipping, Western Union for money transfers, and BI-LO and KJ's Market for grocery shopping.