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Welcome to First Horizon Bank - located in Atlanta. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Atlanta, GA - Johnson Ferry Rd NE
2221 Johnson Ferry Rd NE, Atlanta, GA
30319, United States
Hours
Reviews
3.6
8 reviews
5 stars
5
4 stars0
3 stars0
2 stars
1
1 star
2
- JKJoyce KitubuAug 1, 20241.0I went in to open a new account and left feeling uncomfortable, the rep I was working with had no patience and kept pestering me about my residence and could not wait for the email. Upon receipt she began questioning me about my utilities and went to go make a "copy" when really, she was talking to the manager about whether or not they should even open the account. I could hear their entire conversation, I was ready to grab my stuff and leave but decided to give them a chance, she then determined my documents weren't sufficient and I needed to provide bank statements. I gathered my belongs and left as that is the most uncomfortable experience I have ever had and do not recommend this location at all. I have never been treated like that before and it is my hope that no one should have to endure the embarrassment I suffered today.
- DSDavid Nguyen (SoupD)Jan 27, 20235.0The teller was very friendly and patient with me since it’s been awhile I’ve been to a bank. Answered all my questions.
- SWSicheng WangDec 21, 20192.0Their policy together with the staff makes it really difficult to start a relationship with them. Since they are more scrutinizing than many other banks, get ready to run back home to get additional documents that they may ask for. The bank maintained little interest in welcoming a new client and. I gave him definite answers for every question he asked, yet he could still blame me for not letting him about my other circumstances. He seemed to expect me to be more familiar with his business than he did. Perhaps he was helping me stay away from troubles dealing with this bank in the future.
Frequently Asked Questions About First Horizon Bank - Atlanta, GA - Johnson Ferry Rd NE
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank - Atlanta on Johnson Ferry Rd NE?
The drive-through is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver's license, passport, or government-issued ID.
Can I open a personal checking account online or do I have to visit a branch?
You can open a personal checking account online or visit one of the banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to meet various financial needs.
Does First Horizon Bank provide small business loans and what should I consider when applying?
Yes, they offer small business term loans, lines of credit, and real estate loans. When applying, consider your business plan, loan purpose, collateral, credit history, cash flow, industry experience, debt-to-income ratio, legal compliance, and relationship with the lender.
What customer banking services does First Horizon Bank offer?
They offer personal banking, business banking, commercial banking, mortgage loan services, small business lending, commercial lending, personal loans, digital and mobile banking, wealth management, and more.
Where is First Horizon Bank located in Atlanta and how can I contact them?
First Horizon Bank is located at 2221 Johnson Ferry Rd NE, Atlanta, GA 30319. You can call them at +1 404-633-2150 or email customerservice@firsthorizon.com.
What nearby places are convenient to visit along with First Horizon Bank on Johnson Ferry Rd NE?
Nearby places include Family-Braces, LLC (orthodontist), CVS Pharmacy for pharmacy needs, and Subway for a quick meal, making it easy to combine errands.
Are there other banking options near First Horizon Bank in Atlanta?
Yes, other nearby banks include IBERIABANK and several ATMs like LibertyX Bitcoin ATM and PNC ATM, offering you multiple financial service choices in the area.
What leisure or dining spots are close to First Horizon Bank for customers to explore before or after their visit?
Customers can enjoy nearby dining options like Marlow's Tavern, Secreto Southern Kitchen & Bar, and Piraye Kitchen & Bar, making it convenient to relax or dine out around their banking visit.