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Welcome to First Horizon Bank - located in Atlanta. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Atlanta, GA - Cumberland Blvd SE
3625 Cumberland Blvd SE, Atlanta, GA
30339, United States
Hours
Reviews
3.5
13 reviews
5 stars
8
4 stars0
3 stars0
2 stars
1
1 star
4
- JTJustin TateAug 25, 20255.0Irvin is absolutely oriented in serving people with gladness and expertise!
- WWWrane WhiteSep 9, 20245.0As a first time homebuyer I felt very confident from start to finish. Kendall did an amazing job throughout the entire process. He was available to answer any and all questions. The speed and dedication to this process makes it easy to refer anyone to Kendall for loan opportunities in the future.
- PBPanda BearApr 24, 20195.0Best ceiling panels of any branch
- RCRenita CrawleyFeb 22, 20191.0This BANK IS HORRIBLE!!!! I WAS WRONGFULLY TARGETED!!!! Tuesday 2/19 at 9:00am- I was excited to open a business account for the 1st time. I thought I had all my documents, but I was missing my EIN number. Riley told me I could get the IRS to fax the information to bank. But in the meantime, he could set-up my personal account. While he was doing that, I was looking up the IRS number on my phone. When I got on the IRS web page it would not let me click the number to dial. So, I got Riley's sticky note cards on his desk write the number down. I call the IRS but shortly hung-up because the lady that was assisting Riley told me that she another number which was essential the same number I JUST dialed previous. I was a bit aggravated because I was already waiting on hold for 7 minutes and I had another appointment to attend 10:00 AM. I gather my things and left. Few hours later I got a call from Riley asking, I did I accidentally grip a business card when I was gathering my things? So, I search my car, purse, wallet but I didn't see it. I give him a call back to confirm told him I'll be back on Friday to finish the business account. Friday, 2/22 3:15PM- 2nd try to open the business account. When I arrived, I told the lady at the front desk I wanted to open a business account and I have the IRS on the line to fax my EIN. The lady that was helping me didn't even know the bank had a fax machine. The was the 1st flag! The IRS confirm the fax was sent the 2 lady claimed they didn't receive it. So they provide me with another fax number the IRS confirmed again it was send. The lady received it but didn't see my personal profile set-up yet and Riley had to finish it to gain credit for the account. 2nd red flag! I was under the impression Riley set-up my personal account on Tuesday as he stated...... I go to Riley's desk. He asked me look through my purse again for the business card. I did and I found it in my wallet mixed in with the other business cards, I apologized and gave it back to him. In my mind it was a total accident. No big deal. Suddenly, the lady from Tuesday that give me the same number for IRS comes over and accuses me of stealing a business card and needed an explanation. I told it was a total mistaken it was NOT intentional. Riley and this lady when back and forth with me over a BUSINESS CARD of a PERSON I DO NOT KNOW or CARE to KNOW!!!! They were asking why would I do that? Why would I take bank property information? We saw the cameras and saw you put it in your purse. AS IF I WAS A CRIMINAL!!! They made me feel like I was a THIEF and discriminated against! I'm TELLING THESE FOLKS IT WAS A PURE ACCIDENT!!!! WHY IN THE HELL I WOULD WANT BUSINESS CARD FROM SOMEONE I DO NOT KNOW!!! They are in cahoots together saying we are trying to know why too. During this process, I felt harassed and discriminated against. After all of that they asked me are you sure you still want to open your account. Red flag number 3!!! Deep inside I didn't because I thought those actions were not called for but.... Since I just drove from Forest Park, GA to Smyrna, GA during my lunch break, was on hold with the IRS for 35 minutes to get my EIN faxed and I had ALL my paperwork I just needed my account now so I could go! They Riley started acting like my EIN number was not valid even though the IRS JUST FAXED.... After an hour and a half later, he provides me with a rejection letter stating they cannot open my account with no indication of why!!!!! NOW, I FEEL LIKE THIS IS DEEPER MATTER AND I FEEL BEING WRONGFULLY TARGETED!!! Please see the attachment below: (As you can see there is no REAL reason checked why I could not open an account) After this experience I would not RECOMMEND ANYONE to BANK HERE! I work too hard to give my hard-earned money to an organization like this! PLEASE DO NOT WASTE YOUR TIME HERE!!!!
Frequently Asked Questions About First Horizon Bank - Atlanta, GA - Cumberland Blvd SE
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank - Atlanta, GA - Cumberland Blvd SE?
The drive-through at this location is open Monday to Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and a personal ID such as a driver's license, passport, or government-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of their banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans tailored to different financial needs.
Does First Horizon Bank assist first-time homebuyers?
Yes, they offer programs including FHA loans with lower down payments to assist first-time homebuyers. Mortgage specialists are available to help explore options.
What small business loan options are available at First Horizon Bank?
Options include small business term loans, lines of credit, and real estate loans. You can consult a banker to review the best options for your needs.
Where is First Horizon Bank located in Atlanta?
First Horizon Bank is located at 3625 Cumberland Blvd SE, Building 2, Atlanta, GA 30339.
Are there convenient transportation or notable places near First Horizon Bank at Cumberland Blvd SE?
Yes, nearby places include LibertyX Bitcoin ATM for digital currency access, One Beacon Insurance for additional insurance needs, and Georgia Commerce Bank for alternative banking options. Customers can also explore local restaurants like Ashland's Kitchen for meals before or after their visit.
What financial advisory services are available near First Horizon Bank in Cumberland?
Nearby, you can find financial advising and investment services at Focused Financial Group, Tapestry Capital Management, and Signature Wealth Management Group, which can complement your banking experience.
Are there lodging or accommodations near First Horizon Bank - Cumberland Blvd SE?
Yes, HYATT house Atlanta Cobb Galleria hotel is close by, providing convenient accommodation options for customers visiting from out of town.