When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
From start to finish, my experience opening a checking account was excellent. Ericka was exceptionally helpful and friendly when I initially called. Upon my arrival, I was promptly and warmly greeted, then asked how they could assist. I waited less than a minute before Ken came out to meet with me. He was remarkably friendly and professional, patiently walking me through every step of opening the account. Ken even offered his direct contact information, which shows a truly commendable dedication to customer service. It's rare to receive such a high level of support!
SW
Stephen Willoughby
Jul 29, 2025
5.0
Ken was most helpful.
BD
Barbara Dixon
Jul 23, 2025
5.0
Very thankful that I do banking with you! Everyone was very nice and helpful. Erika is a very knowledgeable employee, she was exceptional explaining all to me, and assisting me in setting up new checking account. Thank you United Community for your business!
MN
Mayra Nerroth
Jul 7, 2025
5.0
Raquel was the best!!! She and Ben provided excellent service!
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community bank branch in Athens, GA?
The United Community bank branch in Athens, GA is open Monday through Friday from 9:00 AM to 4:30 PM, with extended hours until 5:00 PM on Fridays. It is closed on Saturdays and Sundays.
When is the drive-through service available at United Community bank?
The drive-through service is available Monday through Thursday from 8:30 AM to 4:30 PM, and on Friday from 8:30 AM to 5:00 PM. It is closed on weekends.
Does United Community bank open on holidays?
United Community is closed on some holidays such as November 11, 2025, and November 27, 2025. On December 24, 2025, they operate from 8:00 AM to 12:00 PM, and are closed on December 25, 2025.
Is there wheelchair access at the United Community bank branch?
Yes, the bank has a wheelchair accessible entrance and parking to accommodate customers with disabilities.
What payment options does United Community bank accept?
United Community bank accepts cash, checks, financing options, Mastercard, Visa, and Zelle for payments.
Do I need to make an appointment before visiting United Community bank?
No, United Community bank does not require appointments; you can visit during their regular business hours without prior scheduling.
How can I schedule an appointment with United Community bank?
You can schedule an appointment online at http://ucbi.com/schedule through their reservation URL service.
What nearby banks or financial services are close to United Community in Athens, GA?
Nearby financial services include First Madison Bank & Trust, Nationwide Mutual Insurance Company, and Kroger Money Services, which are convenient for additional banking, insurance, or money services.
Are there any food options near United Community bank in Athens?
Yes, nearby eateries include Popeyes Louisiana Kitchen, Bojangles', Whataburger, Dairy Queen Grill & Chill, Starbucks, and ZENSHI Handcrafted Sushi, offering various dining choices before or after your bank visit.
Where can I get my car washed near United Community bank?
Jet Carwash Express is located nearby, providing convenient automotive cleaning and detailing services close to United Community bank.