Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.5
12 reviews
5 stars
9
4 stars
2
3 stars0
2 stars0
1 star
1
- DJDeborah Joseph4 days ago5.0I love the friendliness and atmosphere of office staff.
- CLChulena LoudAug 14, 20255.0The knowledge of your service and what will be more suitable for my budget. Great customer service as well.
- DSDoris SwarnMay 15, 20255.0The office staff assistance in all ways to help you with any type loan you need great business people
- DCDavid ClarkNov 8, 20224.0Great employees Great service Quick in and out. All options are discussed and all questions asked. If you need funds, call and talk to these nice people. No issues here
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance in Albany, GA offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchases, car repairs, emergency loans, holiday loans, and auto refinance loans.
What are Republic Finance's hours of operation in Albany, GA?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and major holidays like November 27 and December 25.
How quickly can I receive funds from Republic Finance after loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. For loans closed at the Albany office, you receive funds the same day via a paper check.
What is the difference between pre-qualifying for a loan and fully applying?
Pre-qualification estimates loan terms based on your credit and info you provide, but final approval requires completing a full loan application with verified details.
How much can I borrow from Republic Finance in Albany?
Loan approval size depends on factors like your state and income, but the largest amount you can pre-qualify for online is $10,000.
What happens if I miss a loan payment at Republic Finance?
Late payments may result in late charges. Contact the Albany branch or check loan documents for details about late fees.
Where is Republic Finance located in Albany, GA and what are some nearby places?
Republic Finance is located at 2831-C Ledo Road. Nearby places include Verizon, a mobile phone and internet provider; Sonic Drive-In, a fast food restaurant; and Walmart Supercenter, a retail department store.
Can I combine a visit to Republic Finance with dining nearby?
Yes, near Republic Finance you can enjoy meals at places like Wingstop for chicken wings, IHOP for breakfast and brunch, and King Claw - Juicy Seafood & Bar for seafood dining.
What nearby automotive-related services are close to Republic Finance Albany?
Close to Republic Finance are automotive services like Toyota of Albany dealership, Hutchinson Kia of Albany for repairs and sales, and Murphy USA gas station with convenience store.
How can nearby stores and services benefit a customer visiting Republic Finance Albany?
Customers can conveniently visit nearby stores like Dollar Tree for essentials, Hibbett Sports for sporting goods, or stop by Russell Cellular and The Phone Revival for electronics while handling their financial needs at Republic Finance.