Business Details
About
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Welcome to First Horizon Bank - located in Winter Park. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Winter Park, FL - S Denning Dr
840 South Denning Drive, Winter Park, FL
32789, United States
Hours
Reviews
3.7
7 reviews
5 stars
4
4 stars
1
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1 star
2
- JKJames KistlerDec 4, 20224.0Wait...there is a person who wore a back pack. Into a bank. In a city this size. And leaves a negative review when the bank give a side eye? Did i get that right? Wow. This is a great bank. Very good with your money.
- MBMike BosletFeb 16, 20215.0I have had nothing but excellent experiences with the Winter Park branch office of Iberia Bank.
- CCChris ChenAug 26, 20201.0Putting an unnecessary hold on my account even though it’s the same activity behavior every 14 days for the last 4 months. Wasted 30 minutes of my time
- SMSage MJul 12, 20191.0I'm new to Florida and trying to get settled in. Laura was very rude and constantly giving me the side eye, due to my backpack. When she requested me to leave it by the door, I happily obliged, but felt the way she did it was very rude. As I got the account set up, I had to get funds from the ATM outside, but when I came back, she started locking the door. I ended up leaving without setting up the account. I will let the BBB know exactly what kind of service you give.
Frequently Asked Questions About First Horizon Bank - Winter Park, FL - S Denning Dr
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours for First Horizon Bank in Winter Park?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
How can I open a personal checking account at First Horizon Bank?
You need a $50 minimum deposit, Social Security number, date of birth, and a valid ID such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What services does First Horizon Bank offer?
They offer personal and business banking, mortgage loans, small and commercial business lending, wealth management, and online and mobile banking.
What types of mortgage loans are available through First Horizon Bank?
They provide fixed-rate, adjustable-rate (ARMs), FHA, VA, and jumbo loans tailored to diverse financial needs.
Does First Horizon Bank offer small business loans?
Yes, including term loans, lines of credit, and real estate loans. It's best to speak with a banker to review your options.
Is First Horizon Bank accessible with a wheelchair and does it have onsite parking?
Yes, the bank has a wheelchair-accessible entrance and free onsite parking including garage, street, and lot parking.
What nearby businesses could I visit alongside First Horizon Bank in Winter Park?
Nearby you will find Kirwin Norris legal services, Studio V Salon & Day Spa, George's Gourmet Cookies, and Bodystreet Winter Park gym.
How can nearby banks like IBERIABANK complement my banking options at First Horizon Bank?
If you need additional services or locations, IBERIABANK nearby can serve as another banking resource for your convenience.
What local amenities are available near First Horizon Bank that might be useful for clients?
Clients can enjoy services like Winterland Cleaners for laundry needs and Verellen Boutique for furniture shopping near the bank.