Business Details
About
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Welcome to First Horizon Bank - located in West Palm Beach. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - West Palm Beach, FL - N Olive Ave
605 North Olive Avenue, West Palm Beach, FL
33401, United States
Hours
Reviews
3.8
9 reviews
5 stars
6
4 stars0
3 stars0
2 stars
1
1 star
2
- JMJames MeyerAug 1, 20251.0Debit Card had issues. bank too no responsibility.
- YRyasmany rodriquezMay 14, 20252.0I went to this bank to change a check and they told me I had to wait almost two weeks for them to order that money because I didn't have it in the bank. It's shameful, shameful, shameful that a bank doesn't have money. You have to wait two weeks to give your own money. They don't make money. People deposit it and use it to make more money. It's a shame. You can take your own money out.
- VBViking-Palm BeachOct 5, 20235.0After receiving a First Horizon check from my PI attorney for an auto accident, I opened an account & and deposited it at this bank. The branch manager Lloyd Bisnath is a personal & professional gentleman. He led me to the desk of Amanda Buris. Amanda assisted me with opening the checking & savings account. Amanda took the time to explain every detail associated with the accounts. She was/is such a knowledgeable & gracious young lady. The banking lobby area is fairly small, reminding me of a main street bank in the 50's. I like it very much along with good bankers.
- AAAidenApr 22, 20165.0Brand new location was moved from congress to here and it's a beautiful building and redone inside. Generally the people are friendly and has a basic drive thrus section in the back and about a 12-13 parking section behind the building.
Frequently Asked Questions About First Horizon Bank - West Palm Beach, FL - N Olive Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular banking hours for First Horizon Bank on North Olive Avenue?
The bank is open Monday through Thursday from 9:00 AM to 4:00 PM, and on Friday from 9:00 AM to 5:00 PM. It is closed on Saturdays and Sundays.
When is the drive-through service at First Horizon Bank available?
The drive-through is open Monday to Friday from 8:30 AM to 5:00 PM and is closed on weekends.
How can I open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and personal identification such as a driver’s license or passport.
Is it possible to open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of their banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans to meet various financial needs.
Does First Horizon Bank provide assistance to first-time homebuyers?
Yes, the bank offers programs designed to assist first-time homebuyers, including FHA loans and options with lower down payment requirements.
What nearby banks are located around First Horizon Bank on North Olive Avenue?
Nearby banks include IBERIABANK and Flagler Bank, which could be convenient alternatives or additional financial resources while visiting the area.
Are there fitness and wellness options close to First Horizon Bank?
Yes, fitness centers like North Palm Beach Fit Body Boot Camp and Palm Beach Trainers are nearby, which you might visit before or after banking appointments.
What dining options are available near First Horizon Bank for customers looking to grab a bite?
Dolce Cafe, a restaurant and smoothie juice bar, is nearby for customers wanting to enjoy a meal or refreshment near the bank.
How can I contact First Horizon Bank for customer service?
You can reach customer service via email at customerservice@firsthorizon.com or by phone at +1 561-653-5050.