Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.1
8 reviews
5 stars
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1 star
1
- RBrose brownSep 9, 20255.0I have no complaints I have always received excellent service from your company 😀 👏 👍 👌
- ABAmanda ByrdJul 17, 20251.0They promise they can help you and put a ding on your credit and then turn around and say no they can’t. It’s ridiculous
- DGDon GoodsonJul 1, 20252.0When you fail to communicate it should be pointed out. No return calls after leaving messages should be returned with good or bad news. But being ignored demonstrates you don't need my business. Message received. I paid off my first loan way early then I have my second and final one I will pay off as soon as possible and make sure to never do business here again. Any further communication will be ignored and any mail will be shredded.
- STSherry ThomasMay 28, 20245.0This company is my loan company for life. Very special people doing a great job 👍
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance provides personal loans including bill consolidation, home improvements, vacations, car purchases, repairs, and other unplanned expenses.
How is pre-qualifying for a loan different from applying for a loan?
Pre-qualification provides an estimate of loan terms based on your credit and information. Final approval requires completing a full application.
What should I know about the loan checks I received in the mail?
Loan checks sent by Republic Finance are real pre-approved loan offers that you can use according to the terms provided.
Can you explain the difference between interest rate and APR?
Interest rate is the cost to borrow money excluding fees, while APR includes interest plus fees expressed as a percentage, usually making APR higher.
What does refinancing my loan mean at Republic Finance?
Refinancing replaces your current loan with a new one potentially having new interest rates, terms, and repayment timelines including your existing balance and fees.
How quickly can I get my loan funds?
If you qualify for electronic funding, funds deposit within 1-2 business days. For in-office loans, funds are provided the same day as a paper check.
What is the maximum loan amount I can borrow?
Loan approval sizes depend on factors like residence and income, but you can pre-qualify online for up to $10,000.
What happens if I miss a payment at Republic Finance?
Missing payments may result in late charges. Contact your local branch or check your loan documents for details.
What are Republic Finance's operating hours in Tampa, FL?
The Tampa branch is open Monday, Wednesday, Thursday, Friday from 8:30 AM to 5:30 PM, and Tuesday until 7:00 PM; closed on weekends and some holidays.
What nearby places can I visit when coming to Republic Finance on Amberly Dr?
Near Republic Finance, you can visit Tarek's Cafe & Grill for a meal, the US Navy Enlisted Recruiting for career inquiries, or stop by Dna Studios if you're interested in music lessons.
How can I make use of nearby services like Casa Fina Realty or Florida Home Store when dealing with Republic Finance?
If you need real estate assistance along with financing, Casa Fina Realty and Florida Home Store nearby can support your property needs while Republic Finance helps with your loan.
Are there recreational spots near Republic Finance for relaxation after my visit?
Yes, you can enjoy VR Galaxy Lounge for entertainment, Club Pilates for fitness, or visit local eateries like Raaga Indian Kitchen and Bar or Nawabi Hyderabad House for dining.