Welcome to First Horizon Bank - located in Tampa. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Had a wonderful experience with this branch last week. I was from out of town and needed to get a transaction done quickly. Ashley is who I worked with and she was kind, thorough, and informative with what I needed to do. So appreciate good and competent service. Thank you Ashley for a job well done!
DJ
Diana Jobson
Sep 3, 2025
1.0
Worst bank ever! Try to get someone on the phone! They will hang up on you. They did a forced debit on my account with no explanation. Now that I live in Florida they are over an hour away. I'm done.
MK
Megan Kelsey
Nov 6, 2023
2.0
I set up this account to receive an international wire transfer from a family member abroad. For some reason, the Smart View checking account was set up for me by the bank rep, which charges a $15 monthly fee if a certain balance isn't kept. I told the bank rep I was only creating this account to transfer money into and then immediately transfer out to another bank. The account also charges $2/month for paper statements. I lost $50+ in service fees over the course of a few months because no one told me this Smart View checking account had special requirements or get slapped with a high fee. I'm super disappointed in the handling of this matter as the bank would not refund me the service charges I was not aware of. I do not plan on using this bank again due to poor customer service and unreasonable fees.
KB
Keith Browning
Feb 1, 2021
5.0
Outstanding and compassionate customer service. After 25+ years with a “big bank” I move all my personal and business accounts to Iberiabank. The old time local banker is back and you can find the personal care at Iberiabank. They have the same online systems, but better. If you are just another number at the Mega banks, it’s time to move to a personal banker that cares. It was hard to do. Best decision I have made in years.
Frequently Asked Questions About First Horizon Bank - Tampa, FL - S Dale Mabry
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours for the First Horizon Bank branch at 612 S. Dale Mabry, Tampa?
The drive-through is open Monday through Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:00 PM. It is closed on Saturdays and Sundays.
How can I open a personal checking account at First Horizon Bank?
To open a personal checking account, you need a $50 minimum opening deposit, your Social Security number, date of birth, and a valid personal ID such as a driver’s license or passport.
Can I open a personal checking account online at First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
Does First Horizon Bank place any limits on the number of transactions for a personal checking account?
No, there is no limit on the number of transactions you can make with a personal checking account.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit diverse financial needs.
What services does the First Horizon Bank at South Tampa provide?
Services include digital banking, personal and business banking, mortgage loan services, small business lending, wealth management, and more.
Is there free parking available at the First Horizon Bank in Tampa?
Yes, there is free onsite parking including parking garage, street parking, and parking lot available for customers.
Which nearby banks are located close to the First Horizon Bank on S. Dale Mabry?
Nearby banks include Florida Bank, IBERIABANK, Regions Bank, and Fifth Third Bank & ATM, providing alternative financial services options in the area.
What nearby dining options can I visit when I come to First Horizon Bank in Tampa?
Close dining options include Burger King, Chick-fil-A, Einstein Bros. Bagels, and Xtreme Juice—great for grabbing a meal or snack before or after your banking visit.
Are there any healthcare or wellness services near First Horizon Bank on S. Dale Mabry?
Yes, nearby you can find Skin NV (a dermatologist and medical spa), South Tampa Chiropractic Clinic, Suzi Desai, DC (chiropractor), and It's a Breeze Diet Clinic for health and wellness needs.