Welcome to First Horizon Bank - located in Tampa. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Do yourself a favor and find a different lending, banking, financial institution. This bank is too small and they offer no personal attention or incentives to even do business with them. They’re ok if you have a small checking account and that’s about it.Furthermore, they make me nervous with our $$!
NB
Nelson Binilla
Jun 17, 2025
1.0
We got a loan from this bank in 2023 , the loan was paid off on March 18,2025 when we sold our other home , as of yet I haven't recieved the Release of Luen, Payoff Statement and the $1725.08 dollars that is in Escrow. When I c9ntacted the bank an officer with the company told me " there is no Escrow" , I told him we recieved a letter from the bank that we had that Escrow amount in the Escrow account , and that the Bank sent a letter stating it was there also we were supposed to rec8eve within 20 days 9f payoff , the documents of Release of Luen and the Piyoff statement , were stilling waiting on those as well , still nothing after 3 months , they are not following the law in Florida , and I'm sure they're doing this to everyone that pays off there loan , what they need is a class action lawsuit to prevent them from screwing everyone out of there money
ED
E D DASHI
Oct 21, 2020
5.0
Small Business Banking here for 3 years has been great and highly recommend. I’ve had the pleasure of working with the manager, Brittany, in the N Himes Ave location form time to time and she is exceptional! Attentive service and friendly!
AI
Anastasiia Iakovenko
Oct 29, 2019
5.0
I love here people, my English not perfect but they always ready to help. I never wait longer when 10 minutes for service. I'm with that bank over 3 years
RR
Ricardo Roig
Sep 9, 2019
5.0
This is an awesome bank with personal service. Good people.
Frequently Asked Questions About First Horizon Bank - Tampa, FL - N Himes Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the operating hours for the drive-through at First Horizon Bank - N Himes Ave in Tampa?
The drive-through is open Monday to Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:00 PM. It is closed on Saturdays and Sundays.
How can I open a personal checking account at First Horizon Bank?
To open a personal checking account, you need a $50 minimum deposit, your Social Security number, date of birth, and a valid photo ID such as a driver's license or passport.
Is it possible to open a personal checking account online with First Horizon?
Yes, you can open a personal checking account online or visit one of their banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit different financial needs.
What programs are available at First Horizon Bank for first-time homebuyers?
First Horizon offers programs like FHA loans and other options with lower down payment requirements, and mortgage specialists to guide first-time buyers.
What are the criteria to qualify for a small business loan at First Horizon Bank?
Qualification depends on factors including a thorough business plan, loan purpose, collateral, credit history, cash flow, industry experience, debt-to-income ratio, legal compliance, and your relationship with the lender.
What are the operating hours of First Horizon Bank's main branch on N Himes Avenue?
The branch is open Monday to Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and closed on weekends.
Which nearby transit center can help me reach First Horizon Bank on N Himes Avenue?
The HART West Tampa Transfer Center, a bus station nearby, can assist customers in finding convenient public transit routes to the bank.
Are there any nearby mortgage lenders to First Horizon Bank on N Himes Avenue?
Yes, nearby mortgage lenders include Miguel Morales at Fairway Independent Mortgage Corporation, Amber Anderson, Joe Goodyear, and The Mortgage Team, providing additional home financing options.
What nearby medical services are accessible near First Horizon Bank's Tampa location?
Close to the bank, customers can access BayCare Urgent Care, City of Tampa Wellness Center, and dental services at Gil Rivera DMD, useful for health-related needs before or after banking visits.