Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repair, and other unplanned expenses loans.

You can get an estimate of loan terms you may qualify for based on your credit and information you provide. Final approval requires a full loan application.

Yes, loan checks you receive in the mail are real and are pre-approved loan offers from Republic Finance.

The interest rate is the cost percentage to borrow money excluding fees, while the APR includes the interest rate plus any fees and finance charges, expressed as a percentage.

Refinancing replaces your existing loan with a new loan that may have different interest rates, terms, or repayment timelines, including remaining balances and any approved fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days. In-office closings provide same-day funds via paper check.

Loan approval amounts vary by factors like state and income, with a maximum online pre-qualify limit of $10,000.

Late payments may incur late charges. You should contact your local branch or review your loan documents for specific details.

CAMPUS USA Credit Union, near Republic Finance, offers additional financial services you might need, providing options for banking before or after handling your loan needs.

Nearby retail options include The Pink Pineapple boutique for women's clothing, GNC for health supplements, and AT&T Store for mobile phones, making it convenient to shop while managing finances.

Yes, you can visit Bruegger's Bagels, Crumbl - Mahan Village, or Moe's Southwest Grill nearby for coffee, desserts, or meals before or after your visit.