Looking for a trusted, local bank? United Community offers personalized financial solutions for individuals, families, and businesses across Florida. Whether you're a first-time home buyer exploring mortgage options, interested in a HELOC to tap into your home’s equity, or seeking a free checking account, our Florida banking centers are here to help. Enjoy easy access to your accounts with 24/7 ATMs, ITMs, and online and mobile banking. Our experienced team provides business banking services and financial planning support tailored to your goals. Visit a nearby branch today to open an account, apply for a loan, or speak with a banker who understands your community.
Amy was great helping me all the business card that I needed
AB
Amanda Blakley
Jul 10, 2025
5.0
I highly recommend United community bank for all your banking needs. I have a mitigation business and I needed a work trailer. I contacted Jami Bucy because she was highly recommend for commercial banking. She had me approved the same day. The loan process was quick and easy. Jami and her team are a pleasure to work with. 10 out of 10!!!
DH
David Hammers
Apr 11, 2025
5.0
Amy Morrill is always the best!
LG
Life is good!!
Apr 21, 2021
1.0
Bank has no customers and they are worried about people parking in their parking spots!!
HB
Harold Boyett
Sep 19, 2016
5.0
The folks at Seaside are a true delight to work with. Kathy, Grace and Don are always there for us!
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What types of banking services does United Community offer?
United Community offers personalized financial solutions for individuals, families, and businesses, including mortgage options, HELOCs, free checking accounts, business banking, and financial planning support.
Where is the United Community branch located in Ponte Vedra Beach?
The branch is located at 820 A1A N, Suite E11, Ponte Vedra Beach, FL 32082, US.
What are the United Community branch hours of operation?
The branch is open Monday through Friday from 9:00 AM to 5:00 PM, and closed on weekends. Holiday hours vary, with closures on major holidays and limited hours on Christmas Eve.
Does United Community require appointments for banking services?
No, United Community does not require appointments for services, but you can schedule one if you prefer.
What payment options are accepted at United Community?
United Community accepts payment options including cash, check, financing, Mastercard, Visa, and Zelle.
Is the United Community branch accessible for individuals with disabilities?
Yes, the branch has a wheelchair-accessible entrance and parking but does not have a drive-through.
How can customers access United Community banking services online or via mobile?
Customers can access services through United Community's Android and iOS apps, as well as online banking with 24/7 ATM and ITM access.
What nearby real estate services are located close to United Community?
Nearby real estate services include The Heath Group ONE Sotheby’s International Realty, Douglas Elliman Florida, Michele Rossie - Ponte Vedra Club Realty, Natallia Prakharenka Real Estate, InLight Real Estate Partners, and Hagen H van Hendrix.
Are there nearby health and wellness facilities customers might visit before or after their banking visit?
Yes, nearby health and wellness options include Massage Magazine, Massage Magazine Insurance Plus, Ponte Vedra Beach Chiropractic, Fearless Movement Rehab and Chiropractic, Angel Kids Pediatrics, and Laser Loft medical spa.
What nearby services can assist customers with financial planning or insurance?
Nearby financial and insurance services include Edward Jones - Financial Advisor: Dennis J Skorewicz and Brandon Sugg, Insure Fitness Group, Anderson Agency Insurance, and Massage Magazine Insurance Plus.