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Looking for a trusted, local bank? United Community offers personalized financial solutions for individuals, families, and businesses across Florida. Whether you're a first-time home buyer exploring mortgage options, interested in a HELOC to tap into your home’s equity, or seeking a free checking account, our Florida banking centers are here to help. Enjoy easy access to your accounts with 24/7 ATMs, ITMs, and online and mobile banking. Our experienced team provides business banking services and financial planning support tailored to your goals. Visit a nearby branch today to open an account, apply for a loan, or speak with a banker who understands your community.
Details
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
19 reviews
5 stars
19
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- PFPatrick FearonSep 25, 20255.0Great experience and good customer service 👍
- CGCarol GoenSep 11, 20255.0Great bank!! Angie was extremely helpful and I so appreciate all UCB has done for me!! I have been with UCB for years and my Dad and I had lunch with Mr. Jim at the Blairsville diner on numerous occasions. I now live in Mexico Beach but still using UCB! Thank you!
- ASAnnie StewartAug 20, 20255.0When I walked in United Community Bank I felt really welcomed and fast service, Steven Whaley,and Angie Colton was very professional and helpful also very nice and clean facility,Thank you United Community Bank for letting me be a member God Bless you All
- DBDonna BienkowskiMar 18, 20255.0This is the most pleasant bank to deal with. The employees are very helpful especially Angie Colton at the Panama City branch on 23 rd St. Go to Wells Fargo then to UnitedCommunity. Wow what a difference employees can make !
- RRRickeisha RickettsFeb 24, 20255.0Angela and Steven were good!
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the main services offered by United Community bank?
United Community offers personalized financial solutions including mortgages, HELOCs, free checking accounts, business banking, and financial planning services.
Where is the United Community bank branch located in Panama City?
The branch is located at 1805 W 23rd St, Panama City, FL 32405.
What are the operating hours for United Community bank?
The bank is open Monday to Friday from 8:30 AM to 5:00 PM, closed on weekends, with special holiday hours on select dates.
How can I schedule an appointment with United Community bank?
You can schedule an appointment online at http://ucbi.com/schedule via their appointment widget.
What payment options does United Community bank accept?
United Community accepts cash, check, financing, Mastercard, Visa, and Zelle payments.
Does United Community bank offer mobile apps for banking?
Yes, United Community has mobile apps available for both Android and iOS devices.
Is United Community bank accessible for individuals with disabilities?
Yes, the bank has wheelchair accessible entrances and parking.
What nearby places can I visit when banking at United Community on West 23rd Street?
Nearby places include The Sleep Center, Sam's Club, Tire Kingdom, and Persis Biryani Indian Grill, which you might visit before or after your banking needs.
Are there convenient dining options near United Community bank?
Yes, nearby restaurants include Persis Biryani Indian Grill, Kiku sushi restaurant, and Apna Restaurant offering halal and Caribbean cuisine.
Can I find automotive services near United Community bank?
Yes, nearby automotive services include Tire Kingdom for tires and repairs and Mad Matter Muffler Auto Center for automotive repairs.