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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Location
Hours
Reviews
4.3
6 reviews
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- AAAllison Akin6 days ago5.0They are very nice very kind and very helpful.
- COClaudio OliveiraJun 24, 20251.0⭐☆☆☆☆ Stay far away from Republic Finance (1706 N Semoran Blvd, Orlando, FL 32807). I had a terrible experience that I wouldn’t wish on anyone. They promised a soft credit check that would not affect my credit score and told me I was “pre-approved” for $3,000 (I’d asked for $6,000) if I brought my pay stubs to the branch before 5 PM. I left work early, drove to this location, and was blindsided by a hard credit inquiry that hurt my credit score—only to be told I was approved for nothing at all. No real explanation, no apology, and of course no loan. If this is how they treat people at the very first step, imagine what happens once you’re locked into a contract. Their behavior was misleading, unprofessional, and showed a complete lack of integrity. Do yourself a favor and look elsewhere. There are far more transparent and trustworthy lenders out there. Don’t waste your time, money, or credit score at Republic Finance on N Semoran.
- ERElena ReynosoJun 13, 20255.0Staff was very professional, courteous and helpful.
- WGWilfredo GonzalezMay 13, 20255.0Very detailed and very helpful person that helped me was super nice god bless.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualification for a loan differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and information provided, while final approval requires a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and the APR on a loan from Republic Finance?
Interest rate is the percentage charged for borrowing money, excluding fees. APR includes the interest rate plus fees like origination and documentation fees, usually making it higher than the interest rate.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have different terms, interest rate, and repayment timeline, including the remaining balance and any agreed fees or insurance products.
How long does it take to get loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; if applying in person, you receive a paper check the same day.
What is the maximum loan amount I can qualify for online with Republic Finance?
You can pre-qualify online for a loan amount up to $10,000, though approval depends on factors like your state of residence and income.
What happens if I miss a payment on my Republic Finance loan?
You may be charged a late fee; details on late charges can be found by contacting your local branch or reviewing your loan documents.
Are there any facilities near Republic Finance Orlando on N. Semoran Blvd that can assist if I have a medical emergency?
Yes, GuideWell Emergency Doctors, an emergency room and medical facility, is located near Republic Finance for any urgent health needs.
What nearby places can I visit for car-related services when visiting Republic Finance in Orlando?
Nearby car-related services include Waters Car Wash and Discount Car Rental, which is also an automotive repair agency, useful for your vehicle maintenance or rental needs.
Can I explore any dining or social spots near Republic Finance during my visit?
Yes, nearby options include Roadhouse Grill, a steakhouse, BuzzersOrlando sports bar and restaurant, and Valisa Bakery Restaurant offering Latin American cuisine, great for meals before or after your appointment.