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Welcome to First Horizon Bank - located in Orlando. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Orlando, FL - S Orange Ave
918 South Orange Avenue, Orlando, FL
32806, United States
Hours
Reviews
3.4
13 reviews
5 stars
7
4 stars0
3 stars
1
2 stars
1
1 star
4
- CMChad MangioneJul 22, 20255.0Reviews are always interesting to me, either you have a stellar experience or abysmal and I believe that has a little something to do with emotional intelligence. That being said this location doesn’t deserve any low ratings because I’ve had nothing but great experiences here after banking with them since 2019. I have a business and personal account with them and any time I have to go into the branch the staff has been welcoming, friendly and helpful. The building is a bit old and needs updating but it’s kinda classic and has a more old school feel. I want to specifically shout out Nina, a branch customer care representative that has been astronomically helpful through some hardships I’ve faced and improper handling of my funds through outside circumstances. She has consistently provided top notch customer service and understanding/sympathetic reassurances through the series of events. At the end of the day, finances and the unfettered reign of capitalism has ruined the world we live in, specifically the US. But for the institution that handles this imaginary paper we all cling to so tightly, First Horizon does it well! Thank you Nina!
- BEbraulio eduardoMar 14, 20252.0Longest time at the car lane banking for a check, 2nd time took at least 30 minutes, and there was no courtesy, nor at least minimal education meanwhile I was waiting in this heat! Thanks guys
- SSScotty SouthAug 12, 20241.0One of the absolute worst banking experiences ever. Non responsive customer services, Dozens of hidden fees, and completely incompetent employees.
- GMGle MonteroJun 12, 20245.0The whole staff is super nice. Mr Ali Reina was really helpful.
Frequently Asked Questions About First Horizon Bank - Orlando, FL - S Orange Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours for First Horizon Bank - Orlando, FL - S Orange Ave?
The drive-through is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends.
What documents do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver’s license, passport, or state/government-issued ID.
Can I open a personal checking account online?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Does First Horizon Bank provide assistance for first-time homebuyers?
Yes, the bank offers programs like FHA loans with lower down payment requirements and mortgage specialists to guide first-time homebuyers.
What are the qualifications for a small business loan at First Horizon Bank?
Qualifications vary by loan type but generally include a thorough business plan, loan purpose, collateral if required, good credit history, positive cash flow, industry experience, and compliance with legal requirements.
What nearby places can I visit around First Horizon Bank on South Orange Avenue?
Nearby you can find IBERIABANK, Orlando Pulmonary & Critical, Arnold Palmer Hospital Neuropsychology Consultants, and the SoDo District shopping area.
How can nearby healthcare facilities benefit me when visiting First Horizon Bank?
The bank is near hospitals and medical centers such as Arnold Palmer Hospital Neuropsychology Consultants and Orlando Health Advanced Rehabilitation Institute, allowing convenient access to banking while attending medical appointments.
Are there other financial institutions near First Horizon Bank for comparison or additional services?
Yes, nearby financial institutions include IBERIABANK, First Southern Bank, Orlando Credit Union, and Western Union for additional banking and financial services.
Where is First Horizon Bank - Orlando, FL - S Orange Ave located and how can I contact them?
The bank is located at 918 South Orange Avenue, Orlando, FL 32806. You can call them at +1 407-835-0113 or email customerservice@firsthorizon.com.