Eglin Federal Credit Union

3.8
41 reviews

About

Credit UnionBankATMEglin Federal Credit Union
Eglin Federal Credit Union is a member-owned financial institution serving Okaloosa, Santa Rosa and Walton counties since 1954. EFCU has nine branches and more than 40 local ATMs. Two on-base branches serve Eglin AFB, Hurlburt Field, Duke Field and 7th Special Forces Group. Seven community branches assist members in Crestview, Destin, Fort Walton Beach, Mary Esther, Navarre, Niceville-Bluewater Bay and the surrounding areas. Membership is open to active duty and retired service members and their families; employees of more than 700 local businesses and organizations; and anyone who lives, works or worships in north Okaloosa county. Benefits of EFCU membership include free Premium Checking and low-rate loans for cars, boats, motorcycles and street-legal golf carts. The Credit Union offers home equity loans and conventional mortgages with financing available in seven Florida counties. EFCU’s Mastercard, with rates as low as 7.9% APR, has no annual fee, no balance transfer fee, no cash advance fee and only a 1.1% international transaction fee. Eglin Federal Credit Union is a CO-OP Shared Branch, which means members can perform transactions at 5,000 other credit unions in the U.S. They can also access their account at 80,000+ surcharge-free ATMs worldwide on the CO-OP and Allpoint ATM networks. Eglin Federal Credit Union is an Equal Housing Lender. Insured by NCUA.

Location

Eglin Federal Credit Union
9830 Navarre Pkwy, Navarre, FL
32566, United States

Hours

Reviews

3.8
41 reviews
5 stars
25
4 stars
4
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0
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1 star
9
  • BS
    Bob Snow
    Jan 6, 2026
    1.0
    Eglin Federal Credit union in Navarre needs to look at their ATM machine. I deposit some cash and it spit out one of the $50 bills that I deposited it. I brought it into the bank. The Filipino teller not certain And told me it was a counter fit and confiscated it . I’ve have made probably 6 or 7 deposit as time goes after that incident and again it keep on spitting out one of the $50 bills that I deposited. I am now nervous to bring money inside the bank to deposit afraid one of the tellers is gonna say The bills are counterfeit and take it. So when A member brings cash in the bank to make a deposit and the teller on their judgment say The bills are counterfeit does that mean The member will lose their hard earn money? I don’t think these bills are counterfeit I think the tellers are inexperienced and not knowledgeable.
  • MG
    Merly De Guzman
    Dec 5, 2025
    5.0
    I opened a new savings and checking acct today and was assisted by the customer-friendly Ms. Marina Fine. She was very responsive to my queries and was helpful in providing additional vital info about the services they provide. She was professional, knowledgeable, thorough and quick. The transaction only took a few minutes which was favorable to me. The banking experience is highly recommended.
  • KF
    Kayla F.
    Aug 26, 2025
    5.0
    I have been using Eglin since I was 14. My first ever checking account! I have used many other banks commercially, and none have ever lived up to the hometown feel of Eglin Federal. I have had vehicle loans, and personal loans through them- all with the best interest rate. I do believe they are the kind of business where your credit needs to be top notch to be considered for lending- but I can also appreciate that. Lee at the front desk is always so friendly, and helpful. This will be my children's first bank as well!

Frequently Asked Questions About Eglin Federal Credit Union

What are the regular business hours for Eglin Federal Credit Union in Navarre?

The Navarre branch is open Monday to Friday from 9 a.m. to 5 p.m. and closed on weekends.

Are there special hours for the drive-up service at the Navarre branch?

Yes, the drive-up is open Monday through Thursday from 9 a.m. to 5 p.m., and on Friday from 9 a.m. to 6 p.m.