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About
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Eglin Federal Credit Union is a member-owned financial institution serving Okaloosa, Santa Rosa and Walton counties since 1954.
EFCU has nine branches and more than 40 local ATMs. Two on-base branches serve Eglin AFB, Hurlburt Field, Duke Field and 7th Special Forces Group. Seven community branches assist members in Crestview, Destin, Fort Walton Beach, Mary Esther, Navarre, Niceville-Bluewater Bay and the surrounding areas.
Membership is open to active duty and retired service members and their families; employees of more than 700 local businesses and organizations; and anyone who lives, works or worships in north Okaloosa county.
Benefits of EFCU membership include free Premium Checking and low-rate loans for cars, boats, motorcycles and street-legal golf carts. The Credit Union offers home equity loans and conventional mortgages with financing available in seven Florida counties. EFCU’s Mastercard, with rates as low as 7.9% APR, has no annual fee, no balance transfer fee, no cash advance fee and only a 1.1% international transaction fee.
Eglin Federal Credit Union is a CO-OP Shared Branch, which means members can perform transactions at 5,000 other credit unions in the U.S. They can also access their account at 80,000+ surcharge-free ATMs worldwide on the CO-OP and Allpoint ATM networks.
Eglin Federal Credit Union is an Equal Housing Lender. Insured by NCUA.
Location
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3.8
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- KFKayla F.Aug 26, 20255.0I have been using Eglin since I was 14. My first ever checking account! I have used many other banks commercially, and none have ever lived up to the hometown feel of Eglin Federal. I have had vehicle loans, and personal loans through them- all with the best interest rate. I do believe they are the kind of business where your credit needs to be top notch to be considered for lending- but I can also appreciate that. Lee at the front desk is always so friendly, and helpful. This will be my children's first bank as well!
- KLKarl LugenbeelOct 6, 20222.0Not impressed with overdraft service program, fees or customer service. Decent credit union otherwise.
- MPMichael PattenApr 17, 20225.0Has a fantastic experience and location people are extremely nice they help you with any problems that you may have I've been doing business with them since 2008 and trust me I have no complaints here just always positive reviews Thank You Eglin Federal Credit Union for the on going experience that we share.....
Frequently Asked Questions About Eglin Federal Credit Union
What are the regular business hours for Eglin Federal Credit Union in Navarre?
The Navarre branch is open Monday to Friday from 9 a.m. to 5 p.m. and closed on weekends.
Are there special hours for the drive-up service at the Navarre branch?
Yes, the drive-up is open Monday through Thursday from 9 a.m. to 5 p.m., and on Friday from 9 a.m. to 6 p.m.
What services does Eglin Federal Credit Union offer to its members?
Eglin Federal Credit Union provides financial services including free Premium Checking, low-rate loans for vehicles and home equity loans, Mastercard credit cards with low fees, and access to a large ATM network and shared branches nationwide.
Who is eligible to become a member of Eglin Federal Credit Union?
Membership is open to active duty and retired service members and their families; employees of over 700 local businesses and organizations; and anyone living, working, or worshiping in north Okaloosa county.
Where is the Eglin Federal Credit Union Navarre branch located?
The Navarre branch is located at 9830 Navarre Parkway, Navarre, FL 32566, USA.
Does Eglin Federal Credit Union provide access to ATMs outside of its branches?
Yes, members can access their accounts at over 40 local EFCU ATMs and over 80,000 surcharge-free ATMs worldwide through the CO-OP and Allpoint ATM networks.
What are some nearby places of interest around the Eglin Federal Credit Union Navarre branch?
Nearby places include popular spots like Navarre Beach for recreation, Cumberland Farms gas station and convenience store, and Blue Rhino Propane Exchange for propane needs.
How can nearby places like Highway 98 or Cumberland Farms help when visiting Eglin Federal Credit Union in Navarre?
Highway 98 provides easy automotive access to the branch, and Cumberland Farms offers convenient fuel and retail options for customers before or after their banking visit.
Are there places to eat near the Eglin Federal Credit Union Navarre branch?
Yes, nearby dining options include Golden Dragon (Chinese restaurant), Taste of Thai Navarre (Thai and Asian cuisine), and Navarre Bakery & Creamery for bakery and ice cream treats.
What should customers know about Eglin Federal Credit Union's membership with respect to shared branches and ATM networks?
Members can perform transactions at 5,000 other credit unions across the U.S. via CO-OP Shared Branch and use over 80,000 surcharge-free ATMs worldwide through CO-OP and Allpoint ATM networks.