Welcome to First Horizon Bank - located in Naples. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
I have been a client for many years and Juan is my banker and he is absolutely the best. He is extremely professional and knowledgeable. He will always go the extra mile for his clients. The best bank and customer service ever.
CG
C. Gonzalez
Mar 25, 2024
5.0
We have been clients for the last ten years. In all of this time we have had no complaints: excellent, attentive service, going the extra mile every time it was needed. We have nothing but praise for the Manager, VP Karen M Wright. Our present Account Banker, Mr Juan Montoya, is as friendly and cheerful as he is efficient and proactive, his eye on the ball, pointing at better ways to manage our accounts we were not aware of. Thank you!
JJ
Jake Jones
Mar 22, 2024
5.0
I’ve been a account holder at this branch for several years, and I have found the staff to be very friendly, very attentive and helpful. They recently took a look at my account and upgraded me to a higher interest rate without me even requesting it. Thank you Juan Montoya for your friendly service
Frequently Asked Questions About First Horizon Bank - Naples, FL - Immokalee Rd
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the operating hours for First Horizon Bank - Naples, FL - Immokalee Rd?
The bank is open Monday through Friday from 9:00 AM to 4:00 PM, with extended hours until 5:00 PM on Friday. The drive-through is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends.
What services does First Horizon Bank - Naples provide?
They offer personal and business banking, mortgage loan services, small business lending, commercial banking, digital and mobile banking, wealth management, and financial planning among others.
How can I open a personal checking account at First Horizon Bank?
You need a minimum $50 opening deposit, social security number, date of birth, and valid personal identification like a driver's license or passport. You can apply online or visit a banking center in person.
Does First Horizon Bank have an online or mobile banking app?
Yes, First Horizon Bank offers mobile banking apps available on the Apple App Store and Google Play Store for convenient digital banking.
What types of mortgage loans are available at First Horizon Bank?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit different financial needs.
What nearby medical facilities can I visit around First Horizon Bank in Naples?
Nearby, you can find Collier Chiropractic and Accident Rehabilitation Center, Naples Spine & Disc, Gulf Coast Sinus, Florida Gulf Coast ENT, and Florida Gulf Coast Hearing Center, which offer various health and medical services.
Are there any financial service providers near First Horizon Bank on Immokalee Rd?
Yes, nearby financial service providers include Aviance Capital Partners and Blueprint Financial Group, offering investing and financial advising services.
What lodging options are available near First Horizon Bank - Naples?
Close to the bank, you can find accommodations like Fairways Inn of Naples and The Fairways Inn of Naples, both offering hotel and motel services.
What parking and accessibility options does First Horizon Bank provide?
The bank has free onsite parking, parking lot, street parking, and parking garage available. It also offers a wheelchair accessible entrance and drive-through services for customer convenience.
How can I contact First Horizon Bank’s customer service?
You can reach customer service via email at customerservice@firsthorizon.com or call their main phone number at +1-239-593-2021.