Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Miami. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Miami, FL - NW 87th Ave
3275 NW 87th Ave, Miami, FL
33172, United States
Hours
Reviews
4.3
30 reviews
5 stars
23
4 stars
2
3 stars0
2 stars0
1 star
5
- HWHerwig Werther3 days ago5.0Had a great experience. Alejandro was really helpful and courteous and knowledgeable
- HKHabib Kalam5 days ago5.0Gyaneshwar was amazing! Super helpful and fast service!
- JSJaime Swain6 days ago5.0Mr Sood was helpful and friendly
- CSCarlos ShekerdemianDec 24, 20255.0. Cuándo leí online los reviews que tenía el banco, especialmente los más antiguos, de alrededor de dos años, tuve un poco de temor y dudé en ir. Sobre todo teniendo en cuenta los de la sucursal más cercana a mí casa, en el Doral. A decir verdad, en esa sucursal casi todos eran bastante malos, algunos pésimos. Pero decidí pasar por el banco, y de todas formas, ver qué sucedía, cómo me iba. Mi experiencia fue muy buena, porque, ni bien entré por la puerta de calle, para mí sorpresa, alguien saludó desde su escritorio. Yo dudé y no respondí, porque pensé que era un error mío, pero le pregunté a mi esposa si de verdad habían saludado y me dijo que sí, y me señaló quién había sido. Luego supe que era la Banking Center Manager, la Sra. Ana Rioseco. Luego fuimos atendidos por el Sr. Alejandro Terranova, Relationship Banker Sr. La atención que nos brindó fue excelente, muy buena, no me arrepiento de haber ido a la sucursal a probar suerte. Alejandro se tomó su tiempo, nos asesoró en todo lo que le consultamos, fue muy profesional y agradable en su trato. Puedo decir que la experiencia en general, gracias a la ayuda de Alejandro, y en alguna medida también de la Sra. Ana, a quien él consultó ante un par de preguntas nuestras, fue excelente, me alegro mucho de haber intentado, y en efecto, abrí dos cuentas ese mismo día. When I read online the reviews that the bank had, especially the oldest ones, about two years old, I was a little afraid and hesitated to go. Especially considering those of the branch closest to my house, in the Doral. To tell the truth, in that branch almost everyone was pretty bad, some terrible. But I decided to go to the bank, and anyway, see what was happening over there. My experience was very good, because, as soon as I entered the front door, to my surprise, someone greeted from his desk. I hesitated and didn't answer, because I thought it was my mistake, but I asked my wife if they had really said hello and she said yes, and pointed out who it had been. Then I learned that it was the Banking Center Manager, Mrs. Ana Rioseco. Then we were attended by Mr. Alejandro Terranova, Relationship Banker Mr. The attention he gave us was excellent, very good, I do not regret having gone to the branch to try my luck. Alejandro took his time, advised us on everything we consulted him, he was very professional and pleasant in his treatment. I can say that the experience in general, thanks to the help of Alejandro, and to some extent also of Mrs. Ana, whom he consulted in the face of a couple of our questions, was excellent, I am very happy to have tried, and indeed, I opened two accounts that same day.
- DBDaniel BissessarDec 2, 20255.0I am writing to commend the exemplary service provided by Mr. Gyaneshwar Sood. He was extremely accommodating in facilitating an appointment at a convenient time. Upon my arrival, there was no wait time, and Mr. Sood addressed all my banking needs efficiently. The level of professionalism and service was superior, and I unreservedly recommend this institution.
Frequently Asked Questions About First Horizon Bank - Miami, FL - NW 87th Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular business hours for First Horizon Bank - Miami, FL at NW 87th Ave?
The bank is open Monday through Thursday from 9:00 AM to 4:00 PM, and on Friday from 9:00 AM to 5:00 PM. It is closed on Saturdays and Sundays.
When is the drive-through service available at this First Horizon Bank location?
Drive-through services are available Monday to Thursday from 8:30 AM to 4:00 PM and on Friday from 8:30 AM to 5:00 PM. The drive-through is closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and a valid personal ID such as a driver's license, passport, or government-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online, or you may choose to visit one of their banking centers to apply in person.
What mortgage loan types does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Does First Horizon Bank assist first-time homebuyers?
Yes, First Horizon offers programs specifically to help first-time homebuyers, including FHA loans and low down payment options with guidance from their mortgage specialists.
What nearby banks can I find close to First Horizon Bank in Miami?
Nearby banks include IBERIABANK, Sabadell United Bank - Doral, and Bank of America Financial Center with its ATMs, providing additional banking options in the area.
What are some nearby dining options around First Horizon Bank - Miami, FL?
You can visit nearby restaurants like Miller's Ale House, Tony Roma's steakhouse, and Mondongos Restaurante for a variety of dining experiences before or after your banking visit.
Are there nearby lodging options close to First Horizon Bank in Miami?
Yes, nearby lodging includes Staybridge Suites Miami Doral Area, Holiday Inn Miami-Doral Area, and Extended Stay America, convenient for visitors requiring accommodations.
How can customers benefit from the mobile banking app offered by First Horizon Bank?
The mobile banking app allows customers to manage their accounts, make deposits, pay bills, and access banking services conveniently from their smartphones.